327 Merganser Ct, North Augusta, SC 29860 Property Records

Edgefield County property record for 327 Merganser Ct, North Augusta, SC 29860

Property Summary

Property Type	Single Family Home
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$283,930 (Sep 2021)
Tax Bill	$1,467 (2025)
Deeds & Mortgages	Jul 2021 Construction Loan Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`106-00-10-010-000`

Property Details

APN / Parcel Number

Primary APN	`106-00-10-010-000`

Exterior

Lot Area	12,632 sqft (0.289 acres)
Storage Building	Storage Building

Location & Zoning

Street Address	327 MERGANSER CT
City	NORTH AUGUSTA
State	SC
Zip	29860-8057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREGORY LANDING SECTION 2BLK H GREGORY LANDING BLK-10-H-LT-10
Legal Block	H,10
Legal Lot Number	10
Jurisdiction	EDGEFIELD SC
Township / Civil Division	SOUTHEAST EDGEFIELD
Census Block Group	2
Census Block	2030
Census Tract	970502

Owner

327 Merganser Ct is owned and occupied by an individual who bought it in September 2021.

Source: Edgefield County records, as of February 20, 2026

Owner of Record	Individual Name on File
Mailing Address	327 MERGANSER CT, NORTH AUGUSTA, SC 29860-8057
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Construction Mortgage COLONY BANK
Sep 21, 2021	Limited Warranty Deed, Subdivision Related Transfer · VA Mortgage COLONY BANK
Apr 12, 2021	Deed, Construction Loan

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2021 · Amount on File
Deed Sale	Sep 21, 2021 · Amount on File
Prior Sale	Apr 12, 2021 · Amount on File
Deed Document Number	202100003928
Deed Book / Page	1913 / 95
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGEFIELD SC
Property Address	327 MERGANSER CT, NORTH AUGUSTA, SC 29860-8057
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 STEVENS CREEK RD, AUGUSTA, GA 30907-4899

Mortgage

Document Number	01898/0344
Date	Jul 13, 2021
Book Page	1898/344
Instrument	202100003003

Lender

Name	COLONY BANK
Type	Bank
Address	FITZGERALD, GA 31750

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Jun 25, 2022

Interest

Rate Type	Adjustable Rate

September 2021: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EDGEFIELD SC
Recording Date	Sep 21, 2021
Property Address	327 MERGANSER CT, NORTH AUGUSTA, SC 29860-8057
Document Number	01913/0095
Book / Page	1913 / 95
Map Reference	MB JR40409
Instrument Date	Sep 15, 2021
Instrument	202100003928
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 3, 2023
Title Company	TIMIOS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 MERGANSER CT, NORTH AUGUSTA, SC 29860-8057

Mortgage

Document Number	202100003929
Date	Sep 21, 2021
Instrument	202100003929

Lender

Name	COLONY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

April 2021: Deed, Construction Loan

Document Type	Deed
Jurisdiction	EDGEFIELD SC
Recording Date	Apr 12, 2021
Property Address	327 MERGANSER CT, NORTH AUGUSTA, SC 29860-8057
Document Number	01874/0259
Book / Page	1874 / 259
Map Reference	MB JR40409
Instrument Date	Mar 31, 2021
Instrument	202100001480
Transaction Type	Construction Loan
Record Updated	Mar 8, 2023

Transaction

Amount	Amount on Record
Tax	$392.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 STEVENS CREEK RD, AUGUSTA, GA 30907-4899

Tax Assessment & Valuation

The 2025 property tax bill for 327 Merganser Ct was $1,467, up 10.2% from the year before.

Source: Edgefield County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Edgefield County
Municipality	North Augusta City
Unified School District	Edgefield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$247,533 (-12.39%) Building $247,533
2025	$1,467.00 (+10.22%)	$11,300 Land $1,400 Building $9,900	$282,533 Land $35,000 Building $247,533
2024	$1,331.00 (-4.86%)
2023	$1,399.00	$11,300 Land $1,400 Building $9,900	$282,533 Land $35,000 Building $247,533

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 327 Merganser Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1979–2014)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Feb 2014 · Severe Winter Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 327 Merganser Ct is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORTH AUGUSTA serves 26,125 people · EPA ID SC0210003
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: CarolinaConnect Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

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