328 Maple St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 328 Maple St, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details1,968 sqft · built 1952
Lot Size0.215 acres (9,365 sqft)
Owner2 Individual Names on Record
Last Sale$952,000 (Apr 2025)
Tax Bill$14,534 (2025)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN48-03402-0000-00006

Property Details

APN / Parcel Number

Primary APN48-03402-0000-00006
Alternative APN
  • 480340200006

Interior

Stories2 Stories
Building Area1,968 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Construction TypeFrame
Lot Area9,365 sqft (0.215 acres)
Lot Dimensions125 ft deep x 75 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address328 MAPLE ST
CityRAMSEY
StateNJ
Zip07446-2429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description0.215AC
Legal SubdivisionMICHAEL MARTIS
Legal Block3402
Legal Lot Number6
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group3
Census Block3003
Census Tract44201

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address328 MAPLE ST, RAMSEY, NJ 07446-2429
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 9, 2025 · Amount on Record
Deed SaleApr 9, 2025 · Amount on Record
Prior SaleOct 7, 2004 · Amount on Record
Deed Document Number202525855
Deed Book / Page5477 / 230
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address328 MAPLE ST, RAMSEY, NJ 07446-2429
Document Number0026052071
Book / Page002605 / 002071
Instrument DateMay 2, 2017
Transaction TypeMortgage
Record UpdatedJun 12, 2017
Title CompanyEVIDENT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address328 MAPLE ST RAMSEY NJ 074462429, RAMSEY, NJ 07446-2429

Mortgage

Document Number0026052071
DateMay 9, 2017
Book Page002605/002071
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 8, 2047
Interest
Rate TypeAdjustable Rate
Rate4%

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$742,200 (+5.14%) Land $382,300 Building $359,900$742,200 (+5.14%) Land $382,300 Building $359,900
2025$14,534.00 (-1.33%)$705,900 (+35.23%) Land $352,300 Building $353,600$705,900 (+35.23%) Land $352,300 Building $353,600
2024$14,730.00 (+7.58%)
2023$522,000 Land $266,100 Building $255,900$522,000 Land $266,100 Building $255,900
2022$13,692.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1999)
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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