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322 Maple St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 322 Maple St, Ramsey, NJ 07446 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2,340 sqft · built 1952
Lot Size0.215 acres (9,365 sqft)
Owner2 Individual Names on File
Last Sale$1,365,000 (Aug 2025)
Tax Bill$17,683 (2025)
Deeds & MortgagesAug 2025 Sale & Mortgage
May 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN48-03402-0000-00007

Property Details

APN / Parcel Number

Primary APN48-03402-0000-00007
Alternative APN
  • 480340200007

Interior

Stories2 Stories
Building Area2,340 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Construction TypeFrame
Lot Area9,365 sqft (0.215 acres)
Lot Dimensions125 ft deep x 75 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address322 MAPLE ST
CityRAMSEY
StateNJ
Zip07446-2429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.215AC
Legal SubdivisionMICHAEL MARTIS
Legal Block3402
Legal Lot Number7
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group3
Census Block3003
Census Tract44201

Owner

Source: Bergen County and Ramsey Borough records · APN 48-03402-0000-00007

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address322 MAPLE ST, RAMSEY, NJ 07446-2429
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2025Deed, Transfer · Conventional Mortgage
VISIONS FCU
May 18, 2023Deed of Trust, Mortgage · Conventional Mortgage
DISCOVER BANK
Nov 29, 2018Grant Deed, Transfer
INSIGHT TITLE SERVICES LLC, INSIGHT TITLE SVCS LLC
Oct 24, 2017Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 14, 2025 · Amount on Record
Deed SaleAug 14, 2025 · Amount on Record
Prior SaleNov 29, 2018 · Amount on Record
Deed Document Number202555696
Deed Book / Page5575 / 946
Record UpdatedSep 20, 2026

August 2025: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateAug 14, 2025
Property Address322 MAPLE ST, RAMSEY, NJ 07446-2429
Document Number0055750946
Book / Page5575 / 946
Instrument DateJul 02, 2025
Instrument2025055696
Transaction TypeTransfer
Record UpdatedOct 30, 2025
Title CompanySAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$27,641.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address801 WALL RD, SPRING LAKE, NJ 07762-2238

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 MAPLE ST, RAMSEY, NJ 07446-2429

Mortgage

Document Number2025055697
DateAug 14, 2025
Instrument2025055697
Lender
NameVISIONS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2055
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateAug 01, 2032
Change Frequency6 Months
Min Rate At Change4%
Max Rate At Change8%
IndexSOFR Average 30-Day
Max Rate11%

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address322 MAPLE ST, RAMSEY, NJ 07446-2429
Transaction TypeMortgage
Record UpdatedJun 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 MAPLE ST, RAMSEY, NJ 07446-2429
InvestorPossibly a Property Investor

Mortgage

Document Number0049961533
DateMay 18, 2023
Book Page4996/1533
Instrument2023033314
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 17, 2053

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateNov 29, 2018
Property Address322 MAPLE ST, RAMSEY, NJ 07446-2429
Document Number0031190123
Book / Page003119 / 000123
Instrument DateNov 14, 2018
Instrument84155
Transaction TypeTransfer
Record UpdatedDec 12, 2018
Title CompanyINSIGHT TITLE SERVICES LLC, INSIGHT TITLE SVCS LLC

Transaction

AmountAmount Recorded
Tax$748.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address322 MAPLE ST RAMSEY NJ 074462429, RAMSEY, NJ 07446-2429

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateOct 24, 2017
Property Address322 MAPLE ST, RAMSEY, NJ 07446-2429
Document Number0027622386
Book / Page002762 / 002386
Instrument DateOct 04, 2017
Transaction TypeTransfer
Record UpdatedNov 14, 2017
Title CompanyWESTCOR LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$350.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address368 CONCORD DR MAYWOOD NJ 076071920, MAYWOOD, NJ 07607-1920

Mortgage

Document Number27622392
DateOct 24, 2017
Book Page002762/002392
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 23, 2047

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,167,200 (+35.91%) Land $382,300 Building $784,900$1,167,200 (+35.91%) Land $382,300 Building $784,900
2025$17,683.00 (-12.51%)$858,800 (+19.91%) Land $352,300 Building $506,500$858,800 (+19.91%) Land $352,300 Building $506,500
2024$20,211.00 (+7.59%)
2023$716,200 Land $266,100 Building $450,100$716,200 Land $266,100 Building $450,100
2022$18,785.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030442013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences
Nearby Flood Claims1 (1999)
Most Recent ClaimSep 1999, rainfall accumulation, Hurricane Floyd Major Disaster Declarations

Wildfire

Wildfire RiskLow
above 5% of the US · above 14% of New Jersey
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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