Montgomery County property record for 328 Main St, Harvel, IL 62538
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.268 acres (11,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $18,000 (Aug 2014) |
| Tax Bill | $286 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Apr 2022 Mortgage |
| APN | 04-33-278-007 |
| Primary APN | 04-33-278-007 |
|---|---|
| Alternative APN |
|
| Lot Area | 11,682 sqft (0.268 acres) |
|---|
| Street Address | 328 MAIN ST |
|---|---|
| City | HARVEL |
| State | IL |
| Zip | 62538-4083 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 & 3 BLK 20 SETTLEMIRES ADD 11-4-287 S T00 R |
| Legal Subdivision | SETTLEMIRES ADD |
| Legal Block | 20 |
| Legal Lot Number | 1,3 |
| Jurisdiction | MONTGOMERY IL |
| Township / Civil Division | HARVEL |
| Census Block Group | 1 |
| Census Block | 1107 |
| Census Tract | 957500 |
328 Main St is owned and occupied by an individual who bought it in August 2014.
Source: Montgomery County records, as of July 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 328 MAIN ST, HARVEL, IL 62538-4083 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MIDLAND COMMUNITY BANK |
| Apr 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MIDLAND COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2014 · Amount on File |
| Deed Sale | Aug 14, 2014 · Amount on File |
| Prior Sale | Sep 24, 2013 |
| Deed Document Number | 20142767 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IL |
| Property Address | 328 MAIN ST, HARVEL, IL 62538-4083 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0201903413 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 201903413 |
| Name | MIDLAND COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2039 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IL |
| Property Address | 328 MAIN ST, HARVEL, IL 62538-4083 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001776/845 |
|---|---|
| Date | Apr 7, 2022 |
| Book Page | 1776/845 |
| Instrument | 202201086 |
| Name | MIDLAND COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2042 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 328 Main St was $286 with a homeowner's exemption.
Source: Montgomery County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Montgomery County |
| County Subdivision | Harvel Township |
| Municipality | Harvel Village |
| Unified School District | Panhandle Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $286.00 | $10,620 Land $1,760 Building $8,860 | $31,860 Land $5,280 Building $26,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 328 Main St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 328 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVEL serves 191 people · EPA ID IL1354500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 11 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: Nextlink.
5G (outdoors only) and 4G LTE
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