322 Main St, Harvel, IL 62538 Property Records

Montgomery County property record for 322 Main St, Harvel, IL 62538

Property Summary

Property Type	Single Family Home
Lot Size	0.268 acres (11,680 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Jun 2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2009 Mortgage
APN	`04-33-278-008`

Property Details

APN / Parcel Number

Primary APN	`04-33-278-008`
Alternative APN	`07-000-292-00`

Exterior

Lot Area	11,680 sqft (0.268 acres)

Location & Zoning

Street Address	322 MAIN ST
City	HARVEL
State	IL
Zip	62538-4083
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5 & 7 BLK 20 SETTLEMIRES ADD 11-4-292 S T00 R
Legal Subdivision	SETTLEMIRES ADD
Legal Block	20
Legal Lot Number	5,7
Jurisdiction	MONTGOMERY IL
Township / Civil Division	HARVEL
Census Block Group	1
Census Block	1107
Census Tract	957500

Owner

322 Main St is owned and occupied by an individual who bought it in June 2026.

Source: Montgomery County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	322 MAIN ST, HARVEL, IL 62538-4083
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Transfer · Conventional Mortgage RUN TITLE
Nov 17, 2009	Deed of Trust, Mortgage · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2026 · Amount on File
Deed Sale	Jun 22, 2026 · Amount on File
Deed Document Number	20261803
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IL
Recording Date	Jun 22, 2026
Property Address	322 MAIN ST, HARVEL, IL 62538-4083
Document Number	0000001803
Instrument Date	Jun 15, 2026
Instrument	20261803
Transaction Type	Transfer
Record Updated	Jul 15, 2026
Title Company	RUN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,605.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 MAIN ST, HARVEL, IL 62538-4083

Mortgage

Date	Jun 22, 2026

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	7.25%
Initial Type	Fixed Rate
Max Rate	-1%

November 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IL
Property Address	322 MAIN ST, HARVEL, IL 62538-4083
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001354/267
Date	Nov 17, 2009
Book Page	1354/267
Instrument	200900055174

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Montgomery County
County Subdivision	Harvel Township
Municipality	Harvel Village
Unified School District	Panhandle Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Senior Citizen's exemption	$10,010 (+6.94%) Land $1,420 Building $8,590	$30,030 (+6.94%) Land $4,260 Building $25,770
2024		$9,360 Land $1,330 Building $8,030	$28,080 Land $3,990 Building $24,090

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 322 Main St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVEL serves 191 people · EPA ID IL1354500
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	11 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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