328 James St, Orange Park, FL 32073 Property Records

Clay County property record for 328 James St, Orange Park, FL 32073

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,616 sqft · built 1974
Lot Size0.236 acres (10,323 sqft)
OwnerIndividual Name on File
Last Sale$245,000 (Jun 2021)
Tax Bill$442 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-04-25-012754-000-00

Property Details

APN / Parcel Number

Primary APN12-04-25-012754-000-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,616 sqft Heated Area
Gross Area2,298 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,323 sqft (0.236 acres)
Lot Dimensions115 ft deep x 90 ft wide
Garage Area470 sqft

Exterior Amenities

Pool Area629 sqft
PorchPorch
Porch Area212 sqft
FenceFence
Storage Building96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address328 JAMES ST
CityORANGE PARK
StateFL
Zip32073-4226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal DescriptionLOT 8 BLK 3 BELLAIR WEST AS REC O R 4475 PG 27
Legal Range25
Legal Township04
Legal Section12
Legal SubdivisionBELLAIR WEST
Legal Block3
Legal Lot Number8
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group1
Census Block1011
Census Tract30305

Owner

328 James St is owned and occupied by an individual who bought it in June 2021.

Source: Clay County records, as of December 18, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address328 JAMES ST, ORANGE PARK, FL 32073-4226
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2021Warranty Deed, Transfer · Conventional Mortgage
PRIMELENDING
Apr 9, 2019Warranty Deed, Transfer · FHA Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2021 · Amount on File
Deed SaleJun 28, 2021 · Amount on File
Prior SaleApr 9, 2019 · Amount on File
Deed Document Number2021039766
Deed Book / Page4475 / 27
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateJun 28, 2021
Property Address328 JAMES ST, ORANGE PARK, FL 32073-4226
Document Number0044750027
Book / Page4475 / 27
Map ReferenceMB 8 PG 32-34
Instrument DateJun 24, 2021
Instrument2021039766
Transaction TypeTransfer
Record UpdatedJul 23, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,715.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1905 FOREST VALLEY RD, 1905, GREENSBORO, NC 27410-3021

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 JAMES ST, ORANGE PARK, FL 32073-4226

Mortgage

Document Number447529
DateJun 28, 2021
Instrument4475/29
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateApr 9, 2019
Property Address328 JAMES ST, ORANGE PARK, FL 32073-4226
Document Number0041800411
Book / Page4180 / 0411
Map ReferenceMB 8 PG 32-34
Instrument DateApr 5, 2019
Instrument2019017669
Transaction TypeTransfer
Record UpdatedFeb 21, 2022
Title CompanyTRADEMARK TITLE SERVICES INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,260.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address949 15TH STREET OCEAN, 949, MARATHON, FL 33050-2136

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 JAMES ST, ORANGE PARK, FL 32073-4226

Mortgage

Document Number2019017670
DateApr 9, 2019
Instrument2019017670
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 328 James St was $442 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$442.00 Homeowner's exemption$59,711 Land $35,000 Building $24,711$59,711 Land $35,000 Building $24,711
2023$3,197.00 (+6.96%) Homeowner's exemption$228,721 (+3%)$251,128 (+13.09%) Land $35,000 Building $216,128
2022$2,989.00 Homeowner's exemption$222,060 Land $20,000 Building $202,060$222,060 Land $20,000 Building $202,060

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 328 James St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 328 James St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE PARK GRID
private · serves 127,904 people · EPA ID FL2100741
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Nearby Properties on James St

Nearby Streets

Search Property Records by Address or Parcel Number