320 James St, Orange Park, FL 32073 Property Records

Clay County property record for 320 James St, Orange Park, FL 32073

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,653 sqft · built 1974
Lot Size0.247 acres (10,802 sqft)
OwnerIndividual Name on Record
Last Sale$168,000 (Jul 2017)
Tax Bill$1,852 (2025)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN12-04-25-012755-000-00

Property Details

APN / Parcel Number

Primary APN12-04-25-012755-000-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,653 sqft Heated Area
Gross Area2,507 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,802 sqft (0.247 acres)
Lot Dimensions115 ft deep x 94 ft wide
Garage Area510 sqft
PorchPorch
Porch Area344 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address320 JAMES ST
CityORANGE PARK
StateFL
Zip32073-4226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal DescriptionLOT 9 BLK 3 BELLAIR WEST AS REC O R 3995 PG 2128
Legal Range25
Legal Township04
Legal Section12
Legal SubdivisionBELLAIR WEST
Legal Block3
Legal Lot Number9
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group1
Census Block1011
Census Tract30305

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address320 JAMES ST, ORANGE PARK, FL 32073-4226
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 25, 2017 · Amount on Record
Deed SaleJul 25, 2017 · Amount on Record
Prior SaleFeb 20, 2013 · Amount on Record
Deed Document Number2017037665
Deed Book / Page3995 / 2128
Record UpdatedJun 8, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address320 JAMES ST, ORANGE PARK, FL 32073-4226
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039961139
DateJul 26, 2017
Book Page3996/1139
Instrument2017037987
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Address94483
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,852.00 (-9.17%) Homeowner's exemption$161,591 (+5.99%)$242,609 (+8.43%) Land $35,000 Building $207,609
2023$2,039.00 (+9.51%) Homeowner's exemption$152,464 (+3%)$223,741 (+13.17%) Land $35,000 Building $188,741
2022$1,862.00 Homeowner's exemption$148,024$197,707 Land $20,000 Building $177,707

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE PARK GRID
private · serves 127,904 people · EPA ID FL2100741
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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