328 Granite Ave, Garretson, SD 57030 Property Records

Minnehaha County property record for 328 Granite Ave, Garretson, SD 57030

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 872 sqft · built 1946
Lot Size0.184 acres (8,024 sqft)
OwnerIndividual Name on File
Last Sale$155,000 (Oct 2020)
Tax Bill$2,191 (2025)
Deeds & MortgagesOct 2020 Line of Credit
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-12-20-177-021-000

Property Details

APN / Parcel Number

Primary APN01-12-20-177-021-000
Alternative APN
  • 23232

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area872 sqft Finished Area
1st Floor Area872 sqft
Basement Area436 sqft
Finished Basement428 sqft
Family RoomFamily Room
FlooringHardwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,024 sqft (0.184 acres)
Lot Dimensions140 ft deep x 57.3 ft wide
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area288 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number23232
Street Address328 GRANITE AVE
CityGARRETSON
StateSD
Zip57030-2021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 14.5` LOT 2 BLOCK 18 ROYCE`S 4TH ADDN. & N 42` 28 BLOCK 3 ROYCES 3RD ADDN TO CITY OF GARRETSON
Legal SubdivisionROYCES 3RD ADDN
Legal Block18,3
Legal Lot Number2
JurisdictionMINNEHAHA SD
Township / Civil DivisionGARRETSON
Census Block Group1
Census Block1164
Census Tract10101

Owner

328 Granite Ave is owned and occupied by an individual who bought it in October 2020.

Source: Minnehaha County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address328 GRANITE AVE, GARRETSON, SD 57030-2021
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2020Deed of Trust, Mortgage · Line of Credit
PLAINS COMMERCE BANK
Oct 9, 2020Warranty Deed, Transfer · FHA Mortgage
PLAINS COMMERCE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2020 · Amount on File
Deed SaleOct 9, 2020 · Amount on File
Prior SaleDec 1, 2014 · Amount on File
Deed Book / Page599-D / 531
Prior Transfer DateNov 26, 2014
Prior Transfer Doc000559/491
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address328 GRANITE AVE, GARRETSON, SD 57030-2021
Transaction TypeMortgage
Record UpdatedMar 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1901MTG/159
DateOct 9, 2020
Book Page1901 MTG/159
Lender
NamePLAINS COMMERCE BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMINNEHAHA SD
Recording DateOct 9, 2020
Property Address328 GRANITE AVE, GARRETSON, SD 57030-2021
Document Number599DEED/531
Book / Page599 DEED / 531
Instrument DateSep 29, 2020
Transaction TypeTransfer
Record UpdatedMar 21, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$155.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address113 W PONDEROSA DR, 113, BRANDON, SD 57005-1910

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 GRANITE AVE, GARRETSON, SD 57030-2021

Mortgage

Document Number1901MTG157
DateOct 9, 2020
Instrument1901 MTG/157
Lender
NamePLAINS COMMERCE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 328 Granite Ave was $2,191.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalityGarretson City
Unified School DistrictGarretson School District 49-4 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$167,339 (+9.87%) Land $14,736 Building $152,603$167,339 Land $14,736 Building $152,603
2025$2,191.00$152,300 (-8.36%) Land $14,900 Building $137,400
2024$2,191.00$166,200 Land $11,900 Building $154,300
2022$2,138.00$146,000 Land $11,900 Building $134,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 328 Granite Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 328 Granite Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARRETSON
serves 1,228 people · EPA ID SD4600138
Water SourcePurchased groundwater from MINNEHAHA COMMUNITY WATER CORP
Last State InspectionOct 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Alliance Communications Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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