Santa Cruz County property record for 328 Ford St, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,722 sqft · built 1899 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | Trust Name on File |
| Last Sale | $510,000 (Jul 2019) |
| Tax Bill | $7,289 (2025) |
| Deeds & Mortgages | Jun 2020 Transfer Jul 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-091-12 |
| Primary APN | 018-091-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,722 sqft Living Area |
| Year Built | Built 1899 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 9,017 sqft (0.207 acres) |
| Total Buildings | 2 Buildings |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 328 FORD ST, A |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-4109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 110401 |
328 Ford St is held in a trust since May 2020.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1221 WHISKEY HILL RD, WATSONVILLE, CA 95076-8524 |
| Owner Type | Individual |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 23, 2019 | Quit Claim Deed, Transfer CITADEL SVCNG CORP |
| Jul 23, 2019 | Grant Deed, Transfer · Conventional Mortgage CITADEL SVCNG CORP |
| Jul 23, 2019 | Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2019 · Amount on File |
| Deed Sale | Jul 23, 2019 · Amount on File |
| Prior Sale | Jun 19, 2015 · Amount on File |
| Deed Document Number | 201920701 |
| Last Transfer Date | May 21, 2020 |
| Transfer Doc | 0000019803 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 8, 2020 |
| Property Address | 328 FORD ST, WATSONVILLE, CA 95076-4109 |
| Document Number | 0000019803 |
| Instrument Date | May 21, 2020 |
| Instrument | 19803 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1221 WHISKEY HILL RD WATSONVILLE CA 950768524, WATSONVILLE, CA 95076-8524 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 23, 2019 |
| Property Address | 328 FORD ST, WATSONVILLE, CA 95076-4109 |
| Document Number | 0000020702 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 20702 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1221 WHISKEY HILL RD WATSONVILLE CA 950768524, WATSONVILLE, CA 95076-8524 |
| Document Number | 20703 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 20703 |
| Name | CITADEL SVCNG CORP |
|---|---|
| Address | IRVINE, CA 92618 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 22, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 23, 2019 |
| Property Address | 328 FORD ST, WATSONVILLE, CA 95076-4109 |
| Document Number | 0000020701 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 20701 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $561.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1221 WHISKEY HILL RD WATSONVILLE CA 950768524, WATSONVILLE, CA 95076-8524 |
| Document Number | 20703 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 20703 |
| Name | CITADEL SVCNG CORP |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 22, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 23, 2019 |
| Property Address | 328 FORD ST, WATSONVILLE, CA 95076-4109 |
| Document Number | 0000020700 |
| Instrument Date | Jun 24, 2019 |
| Instrument | 20700 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 328 FORD ST WATSONVILLE CA 950764109, WATSONVILLE, CA 95076-4109 |
The 2025 property tax bill for 328 Ford St was $7,289.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $568,915 (+2%) Land $334,656 Building $234,259 | ||
| 2025 | $7,289.00 | $557,760 Land $328,094 Building $229,666 | |
| 2023 | $6,352.00 (+1.76%) | $536,101 Land $315,354 Building $220,747 | $539,820 |
| 2022 | $6,242.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 328 Ford St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 328 Ford St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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