Santa Cruz County property record for 324 Ford St, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,915 sqft · built 1916 |
| Lot Size | 0.186 acres (8,102 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Oct 2011) |
| Tax Bill | $5,626 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-091-11 |
| Primary APN | 018-091-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 1,915 sqft Living Area |
| Gross Area | 2,671 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 8,102 sqft (0.186 acres) |
| Garage Type | Attached |
| Garage Area | 756 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 324 FORD ST |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-4109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CYRUS BARDMESS |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 110401 |
324 Ford St is owned and occupied by two individuals who bought it in October 2011.
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 324 FORD ST, WATSONVILLE, CA 95076-4109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2011 · Amount on File |
| Deed Sale | Oct 7, 2011 · Amount on File |
| Prior Sale | Mar 21, 2011 · Amount on File |
| Deed Document Number | 201140883 |
| Prior Transfer Date | Nov 17, 2008 |
| Prior Transfer Doc | 0000047151 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 324 Ford St was $5,626 with a homeowner's exemption, up 11.8% from the year before.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $448,413 (+2%) Land $269,048 Building $179,365 | ||
| 2025 | $5,626.00 (+11.83%) Homeowner's exemption | $439,620 Land $263,772 Building $175,848 | |
| 2024 | $5,031.00 (+1.57%) | ||
| 2023 | $4,953.00 (+1.81%) Homeowner's exemption | $422,550 Land $253,530 Building $169,020 | $604,980 |
| 2022 | $4,865.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 324 Ford St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 324 Ford St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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