Wells County property record for 328 E South St, Bluffton, IN 46714
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,368 sqft · built 1975 |
| Lot Size | 0.225 acres (9,801 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,014 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Oct 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-08-04-539-206.000-004 |
| Primary APN | 90-08-04-539-206.000-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,368 sqft Living Area |
| 1st Floor Area | 2,368 sqft |
| Basement Area | 266 sqft |
| Unfinished Basement | 260 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 9,801 sqft (0.225 acres) |
| Lot Dimensions | 140 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00001542884 |
|---|---|
| Street Address | 328 E SOUTH ST |
| City | BLUFFTON |
| State | IN |
| Zip | 46714-2630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL PLAT LOT 212 (4-H) |
| Legal Lot Number | 212 |
| Jurisdiction | WELLS IN |
| Township / Civil Division | HARRISON |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 40500 |
328 E South St is owned and occupied by an individual who acquired it in September 2022.
Source: Wells County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 328 E SOUTH ST, BLUFFTON, IN 46714-2630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2022 | Deed of Trust, Mortgage · Line of Credit PROFED FCU |
| Oct 4, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 30, 2022 |
| Transfer Doc | 0020224197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 328 E SOUTH ST, BLUFFTON, IN 46714-2630 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020224673 |
|---|---|
| Date | Nov 9, 2022 |
| Instrument | 20224673 |
| Name | PROFED FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 31, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Oct 4, 2022 |
| Property Address | 328 E SOUTH ST, BLUFFTON, IN 46714-2630 |
| Document Number | 0020224197 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 20224197 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 328 E SOUTH ST, BLUFFTON, IN 46714-2630 |
The 2025 property tax bill for 328 E South St was $3,014, up 5.3% from the year before.
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bluffton City |
| County | Wells County |
| County Subdivision | Harrison Township |
| Unified School District | Bluffton-Harrison Metropolitan School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,014.00 (+5.35%) | $166,500 Land $21,100 Building $145,400 | $166,500 Land $21,100 Building $145,400 |
| 2024 | $2,861.00 | ||
| 2023 | $145,200 (+8.6%) Land $21,100 Building $124,100 | $145,200 (+8.6%) Land $21,100 Building $124,100 | |
| 2022 | $2,297.00 | $133,700 Land $13,400 Building $120,300 | $133,700 Land $13,400 Building $120,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 328 E South St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 15 (1985–2015) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 328 E South St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Craigville Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: Verizon.
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