328 E Seminary Ave, Onarga, IL 60955 Property Records

Iroquois County property record for 328 E Seminary Ave, Onarga, IL 60955

Property Summary

Property Type	Single Family Home
Lot Size	0.367 acres (15,990 sqft)
Owner	Trust Name on Record
Last Sale	$80,000 (Dec 2018)
Tax Bill	$4,171 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23 19 403 012`

Property Details

APN / Parcel Number

Primary APN	`23 19 403 012`

Exterior

Lot Area	15,990 sqft (0.367 acres)

Location & Zoning

Street Address	328 E SEMINARY AVE
City	ONARGA
State	IL
Zip	60955-1342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLMES SD N PT OL 11 SUB LT 5
Legal Subdivision	HOLMES SD
Legal Lot Number	5
Jurisdiction	IROQUOIS IL
Township / Civil Division	ONARGA
Census Block Group	3
Census Block	3086
Census Tract	950600

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	2017 N STATE ROUTE 1, WATSEKA, IL 60970-6008
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2018 · Amount on Record
Deed Sale	Dec 13, 2018 · Amount on Record
Prior Sale	Oct 16, 2013 · Amount on Record
Deed Document Number	20183851
Record Updated	Sep 20, 2026

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	IROQUOIS IL
Recording Date	Dec 13, 2018
Property Address	328 E SEMINARY AVE, ONARGA, IL 60955-1342
Document Number	18R3851
Map Reference	MB 272 PG 560
Instrument Date	Dec 13, 2018
Instrument	18R3851
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	421 CAYUGA ST, 421, JOLIET, IL 60432-2762

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2017 N STATE ROUTE 1, WATSEKA, IL 60970-6008

Mortgage

Document Number	18R3852
Date	Dec 13, 2018
Instrument	18R3852

Lender

Name	FARMERS STATE BANK OF DANFORTH
Type	Government Agency

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jan 13, 2024

Interest

Rate	5.75%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Onarga Township
Municipality	Onarga Village
Unified School District	Iroquois West Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,171.00 (+26.47%)	$48,830 (+26.6%) Land $4,520 Building $44,310	$146,490 (+26.6%) Land $13,560 Building $132,930
2022	$3,298.00	$38,570 Land $3,570 Building $35,000	$115,710 Land $10,710 Building $105,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONARGA serves 1,409 people · EPA ID IL0750700
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: AT&T, Watch TV.

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