321 E Seminary Ave, Onarga, IL 60955 Property Records

Iroquois County property record for 321 E Seminary Ave, Onarga, IL 60955

Property Summary

Property Type	Single Family Home
Lot Size	0.415 acres (18,076 sqft)
Owner	2 Company Names on Record
Last Sale	$47,000 (May 2020)
Tax Bill	$1,764 (2025)
Deeds & Mortgages	Jan 2026 Foreclosure Jan 2026 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23 19 401 032`

Property Details

APN / Parcel Number

Primary APN	`23 19 401 032`

Exterior

Lot Area	18,076 sqft (0.415 acres)

Location & Zoning

Street Address	321 E SEMINARY AVE
City	ONARGA
State	IL
Zip	60955-1341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOOD & LONGS ADD LT 6 EX W5 BLK 4
Legal Subdivision	LONGS ADD
Legal Block	4
Legal Lot Number	6
Jurisdiction	IROQUOIS IL
Township / Civil Division	ONARGA
Census Block Group	3
Census Block	3085
Census Tract	950600

Owner

Source: Iroquois County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	321 E SEMINARY AVE, ONARGA, IL 60955-1341
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Sheriff's Deed, Foreclosure
Jan 29, 2026	Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY
May 4, 2020	Warranty Deed, Transfer · Commercial Mortgage FEDERATED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2020 · Amount on Record
Deed Sale	May 4, 2020 · Amount on Record
Deed Document Number	20201224
Record Updated	Sep 20, 2026

January 2026: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jan 29, 2026
Property Address	321 E SEMINARY AVE, ONARGA, IL 60955-1341
Document Number	00026R0331
Instrument Date	Jan 28, 2026
Instrument	26R0331
Transaction Type	Foreclosure
Record Updated	Feb 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 N CHESTNUT ST, ONARGA, IL 60955-1201
Mail Care Of	MATT CLARK

January 2026: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jan 29, 2026
Property Address	321 E SEMINARY AVE, ONARGA, IL 60955-1341
Document Number	00026R0330
Instrument Date	Jan 23, 2026
Instrument	26R0330
Transaction Type	Foreclosure
Record Updated	Feb 17, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	May 4, 2020
Property Address	321 E SEMINARY AVE, ONARGA, IL 60955-1341
Document Number	20R1224
Instrument Date	May 4, 2020
Instrument	20R1224
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70.50
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	507 N POPLAR ST, 507, ONARGA, IL 60955-1323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 E SEMINARY AVE, ONARGA, IL 60955-1341

Mortgage

Document Number	20R1225
Date	May 4, 2020
Instrument	20R1225

Lender

Name	FEDERATED BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 4, 2025

Interest

Rate	7%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Onarga Township
Municipality	Onarga Village
Unified School District	Iroquois West Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,764.00 (+16.05%) Homeowner's exemption	$26,560 (+13.75%) Land $4,480 Building $22,080	$79,680 (+13.75%) Land $13,440 Building $66,240
2024	$1,520.00 (+21.21%) Homeowner's exemption	$23,350 (+11.3%) Land $3,940 Building $19,410	$70,050 (+11.3%) Land $11,820 Building $58,230
2022	$1,254.00 Homeowner's exemption	$20,980 Land $3,540 Building $17,440	$62,940 Land $10,620 Building $52,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONARGA serves 1,409 people · EPA ID IL0750700
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: AT&T, Nextlink, Verizon, Watch TV.

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