328 E Race St, Muncie, IN 47305 Property Records

Delaware County property record for 328 E Race St, Muncie, IN 47305

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,916 sqft · built 1900
Lot Size	0.133 acres (5,780 sqft)
Owner	Individual Name on Record
Tax Bill	$824 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2024 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`18-11-10-307-017.000-003`

Property Details

APN / Parcel Number

Primary APN	`18-11-10-307-017.000-003`
Alternative APN	`1110307017000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,916 sqft Living Area
1st Floor Area	1,916 sqft
Basement Area	482 sqft
Unfinished Basement	482 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	5,780 sqft (0.133 acres)
Lot Dimensions	802 ft deep x 720 ft wide
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	11 10 307 017 000
Street Address	328 E RACE ST
City	MUNCIE
State	IN
Zip	47305-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WYSOR 3RD ADD EX3FTX90FT E SD & EX 22FT NE COR LOT 23 STR: 102010 IN: 23 OUT:
Legal Subdivision	JACOB WYSORS THIRD ADDITION
Legal Lot Number	23
Jurisdiction	DELAWARE IN
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2015
Census Tract	2800

Owner

Source: Delaware County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2698 W STATE ROAD 28, ALEXANDRIA, IN 46001-8036
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Line of Credit PRIMETRUST FINANCIAL FEDERAL CREDIT UNION
Apr 16, 2024	Warranty Deed, Transfer
Apr 16, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2024
Deed Sale	Apr 16, 2024
Prior Sale	Apr 16, 2024
Deed Document Number	20245415
Prior Transfer Date	Apr 1, 2024
Prior Transfer Doc	2024R05414
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Recording Date	May 19, 2026
Property Address	328 E RACE ST, MUNCIE, IN 47305-1405
Document Number	0000006881
Instrument Date	May 18, 2026
Instrument	20266881
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	4600 W JACKSON ST, MUNCIE, IN 47304-3511

Mortgage

Document Number	0000006881,
Date	May 19, 2026
Instrument	20266881

Lender

Name	PRIMETRUST FINANCIAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 18, 2031

Interest

Rate	6.3%
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Apr 16, 2024
Property Address	328 E RACE ST, MUNCIE, IN 47305-1405
Document Number	2024R05415
Instrument Date	Apr 12, 2024
Instrument	2024R05415
Transaction Type	Transfer
Record Updated	May 8, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4600 W JACKSON ST, MUNCIE, IN 47304-3511

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE IN
Recording Date	Apr 16, 2024
Property Address	328 E RACE ST, MUNCIE, IN 47305-1405
Document Number	2024R05414
Instrument Date	Apr 1, 2024
Instrument	2024R05414
Transaction Type	Transfer
Record Updated	May 8, 2024

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2698 W STATE ROAD 28, ALEXANDRIA, IN 46001-8036

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Center Township
Municipality	Muncie City
Unified School District	Muncie Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$824.00 (+92.97%)	$35,800 (+19.73%) Land $8,000 Building $27,800	$35,800 (+19.73%) Land $8,000 Building $27,800
2024	$427.00 (+4.4%)	$29,900 (-) Land $8,000 Building $21,900	$29,900 (-) Land $8,000 Building $21,900
2023	$409.00 (+24.7%)	$29,900 (-8.28%) Land $8,000 Building $21,900	$29,900 (-8.28%) Land $8,000 Building $21,900
2022	$328.00 (+36.1%) Homeowner's exemption	$32,600 Land $8,000 Building $24,600	$32,600 Land $8,000 Building $24,600
2021	$241.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - MUNCIE private · serves 74,030 people · EPA ID IN5218012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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