320 E Race St, Muncie, IN 47305 Property Records

Delaware County property record for 320 E Race St, Muncie, IN 47305

Property Summary

Property Type	Commercial Vacant Land
Lot Size	0.092 acres (4,026 sqft)
Owner	Individual Name on Record
Tax Bill	$213 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jan 2020 Sale
Flood Zone	Zone X (moderate risk)
APN	`18-11-10-307-015.000-003`

Property Details

APN / Parcel Number

Primary APN	`18-11-10-307-015.000-003`
Alternative APN	`1110307015000`

Interior

Plumbing Fixtures	5 Plumbing Fixtures

Exterior

Lot Area	4,026 sqft (0.092 acres)
Lot Dimensions	125 ft deep x 33 ft wide

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	11 10 307 015 000
Street Address	320 E RACE ST
City	MUNCIE
State	IN
Zip	47305-1405
Property Category	Commercial
Property Type	Vacant Land > Commercial
Legal Description	WYSORS 3 ADD E 33 1 THRD FT 0.0000ACRES STR: 102010 IN: 25 OUT:
Legal Subdivision	WYSORS 3 ADD
Jurisdiction	DELAWARE IN
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2015
Census Tract	2800

Owner

Source: Delaware County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4600 W JACKSON ST, MUNCIE, IN 47304-3511
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Jan 15, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2020
Deed Sale	Jan 15, 2020
Deed Document Number	2020667
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	320 E RACE ST, MUNCIE, IN 47305-1405
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026R01796
Date	Feb 9, 2026
Instrument	2026R01796

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Jan 15, 2020
Property Address	320 E RACE ST, MUNCIE, IN 47305-1405
Document Number	2020R00667
Instrument Date	Jan 2, 2020
Instrument	2020R00667
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Center Township
Municipality	Muncie City
Unified School District	Muncie Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$213.00	$7,100 (+102.86%) Land $7,100	$7,100 (+102.86%) Land $7,100
2024	$213.00 (+102.86%)
2023	$105.00	$3,500 (-) Land $3,500	$3,500 (-) Land $3,500
2022	$105.00 (+0.96%)	$3,500 Land $3,500	$3,500 Land $3,500
2021	$104.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - MUNCIE private · serves 74,030 people · EPA ID IN5218012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

Nearby Properties on E Race St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures