328 E 3rd St, Pecatonica, IL 61063 Property Records

Winnebago County property record for 328 E 3rd St, Pecatonica, IL 61063 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1915
Square Footage	1,584 sqft Living Area
Lot Size	16,553 sqft (0.38 acres)
Garage	Attached, 448 sqft
Occupancy	Owner Occupied
Tax Bill	$1,968.00 (2025)

Owner

Source: Winnebago County records · APN 09-28-108-008

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	328 E 3RD ST, PECATONICA, IL 61063-7708
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	328 E 3RD ST, PECATONICA, IL 61063-7708
Document Number	0001031817
Instrument Date	Sep 05, 2019
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 E 3RD ST PECATONICA IL 610637708, PECATONICA, IL 61063-7708

Mortgage

Document Number	0001031817
Date	Sep 23, 2019
Instrument	1031817

Lender

Name	GERMAN AMERICAN ST BK
Address	GERMAN VALLEY, IL 61039

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Municipality	Pecatonica Village
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,968.00	$38,207 (+26.69%) Land $3,729 Building $34,478	$114,621 (+26.69%) Land $11,187 Building $103,434
2022	Homeowner's exemption	$30,157 Land $2,944 Building $27,213	$90,471 Land $8,832 Building $81,639

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), updated July 12, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`09-28-108-008`
Alternative APNs	`928108008` `460B279A`

Interior

Building Area	1,584 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Lot Area	16,553 sqft (0.38 acres)
Depth X Width	156 ft x 40 ft Depth x Width
Garage Type	Attached Garage
Garage Area	448 sqft Garage

Location & Zoning

Account Number	460B279A
Street Address	328 E 3RD ST
City	PECATONICA
State	IL
Zip	61063-7708
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PLAT OF PECATONICA LOT 10 & 40 X 156 FT STRIP LYG E OF & ADJ LOT 10 BLOCK 32
Legal Block	32
Legal Lot Number	10,40
Jurisdiction	WINNEBAGO IL
Minor Civil Division	PECATONICA
Census Blockgroup	1
Census Block	1002
Census Tract	4300