320 E 3rd St, Pecatonica, IL 61063 Property Records

Winnebago County property record for 320 E 3rd St, Pecatonica, IL 61063 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1906
Square Footage972 sqft Living Area
Lot Size8,276 sqft (0.19 acres)
GarageAttached, 319 sqft
OccupancyOwner Occupied
Last Sale$125,000 (2023)
Tax Bill$2,757.00 (2025)

Property Details

APN / Parcel Number

Primary APN09-28-108-003
Alternative APNs
  • 928108003
  • 460B277

Interior

Building Area972 sqft Living Area

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 1906
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached Garage
Garage Area319 sqft Garage

Location & Zoning

Street Address320 E 3RD ST
CityPECATONICA
StateIL
Zip61063-7708
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLAT OF PECATONICA E1/2 LOT 8 + EXC E12FT W1/2 LOT 009 BLOCK 032
Legal SubdivisionVILLAGE/PECATONICA
Legal Block032
Legal Lot Number8,009
JurisdictionWINNEBAGO IL
Minor Civil DivisionPECATONICA
Census Blockgroup1
Census Block1002
Census Tract4300

Owner

Source: Winnebago County records · APN 09-28-108-003

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address320 E 3RD ST, PECATONICA, IL 61063-7708
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2023Warranty Deed, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP
Apr 14, 2023Warranty Deed, Transfer · Conventional Mortgage
ROCKFORD BELL CU
Nov 01, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 14, 2023 · Amount on Record
Deed SaleJun 14, 2023 · Amount on Record
Prior SaleApr 14, 2023 · Amount on Record
Deed Doc Number202313016
Record RefreshedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateJun 14, 2023
Property Address320 E 3RD ST, PECATONICA, IL 61063-7708
Document Number0000013016
Map ReferenceBKY PG496
Instrument DateJun 07, 2023
Instrument2313016
Transaction TypeTransfer
Record UpdatedJul 05, 2023
Title CompanyTULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$187.50
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 E 3RD ST, PECATONICA, IL 61063-7708

Mortgage

Document Number0000013017
DateJun 14, 2023
Instrument2313017
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053
Interest
Rate TypeFixed Rate
Rate6.25%

Mortgage

Document Number0000013018
DateJun 14, 2023
Instrument2313018
Lender
NameILLINOIS HOUSING DEV AUTHORITY
TypeGovernment Agency
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2053

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateApr 14, 2023
Property Address320 E 3RD ST, PECATONICA, IL 61063-7708
Document Number0000007837
Map ReferenceBK Y PG 496
Instrument DateApr 13, 2023
Instrument2307837
Transaction TypeTransfer
Record UpdatedMay 03, 2023
Title CompanyTULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$183.00
Amount AccuracyCalculated from Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 E 3RD ST, PECATONICA, IL 61063-7708

Mortgage

Document Number0000007838
DateApr 14, 2023
Instrument2307838
Lender
NameROCKFORD BELL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2038

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateNov 01, 2022
Property Address320 E 3RD ST, PECATONICA, IL 61063-7708
Document Number0000033227
Map ReferenceBK Y PG496
Instrument DateOct 28, 2022
Instrument2233227
Transaction TypeTransfer
Record UpdatedNov 23, 2022

Transaction

AmountAmount Recorded
Tax$22.50
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6211 BLYTH RD, CALEDONIA, IL 61011-9643

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionPecatonica Township
MunicipalityPecatonica Village
Unified School DistrictPecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,757.00$44,118 (+109.98%) Land $3,084 Building $41,034$132,354 (+109.98%) Land $9,252 Building $123,102
2022$21,011 Land $2,434 Building $18,577$63,033 Land $7,302 Building $55,731

Flood & Wildfire

320 E 3rd St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Winnebago County (17201C), updated July 12, 2023

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 71st in Illinois
Wildfire LikelihoodLow — about 1 in 8,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number