San Joaquin County property record for 328 Cose Ln, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,049 sqft · built 1999 |
| Lot Size | 0.19 acres (8,280 sqft) |
| Owner | Company Name on Record |
| Last Sale | $290,000 (May 2008) |
| Tax Bill | $4,049 (2026) |
| Deeds & Mortgages | Mar 2021 Transfer Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 248-280-560-000 |
| Primary APN | 248-280-560-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,049 sqft Living Area |
| 1st Floor Area | 2,049 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 8,280 sqft (0.19 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 248-280-56 |
|---|---|
| Street Address | 328 COSE LN |
| City | TRACY |
| State | CA |
| Zip | 95377-7060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 99-FM PT OF 248-280-02 PER GLENBRIAR ESTATES NO. 7 |
| Legal Subdivision | GLENBRIAR ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 54 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 5219 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 328 COSE LN, TRACY, CA 95377-7060 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 5, 2021 | Intrafamily Transfer, Transfer |
| Jul 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2008 · Amount on Record |
| Deed Sale | May 29, 2008 · Amount on Record |
| Prior Sale | Nov 8, 2007 · Amount on Record |
| Deed Document Number | 200888224 |
| Last Transfer Date | Feb 8, 2021 |
| Transfer Doc | 0000041161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Mar 5, 2021 |
| Property Address | 328 COSE LN, TRACY, CA 95377-7060 |
| Document Number | 0000041161 |
| Map Reference | VOL 33 PG 69 |
| Instrument Date | Feb 8, 2021 |
| Instrument | 2021-041161 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 328 COSE LN, TRACY, CA 95377-7060 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 328 COSE LN, TRACY, CA 95377-7060 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000082969 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | 2020-082969 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,049.00 (+1.61%) | ||
| 2025 | $3,985.00 (+5.12%) Homeowner's exemption | $369,079 (+4.04%) Land $111,642 Building $257,437 | |
| 2023 | $3,791.00 (+1.88%) Homeowner's exemption | $354,749 Land $107,307 Building $247,442 | $642,150 |
| 2022 | $3,721.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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