San Joaquin County property record for 318 Cose Ln, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,799 sqft · built 1999 |
| Lot Size | 0.188 acres (8,183 sqft) |
| Owner | Trust Name on File |
| Last Sale | $330,000 (Apr 2008) |
| Tax Bill | $4,938 (2026) |
| Deeds & Mortgages | Jan 2019 Line of Credit Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 248-280-570-000 |
| Primary APN | 248-280-570-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,799 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 8,183 sqft (0.188 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 248-280-57 |
|---|---|
| Street Address | 318 COSE LN |
| City | TRACY |
| State | CA |
| Zip | 95377-7060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 99-FM PT OF 248-280-02 PER GLENBRIAR ESTATES NO. 7 |
| Legal Subdivision | GLENBRIAR ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 55 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 5219 |
318 Cose Ln is owner-occupied and held in a trust since August 2021.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 318 COSE LN, TRACY, CA 95377-7060 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 2, 2019 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Aug 26, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2008 · Amount on File |
| Deed Sale | Apr 17, 2008 · Amount on File |
| Prior Sale | Jan 15, 2008 · Amount on File |
| Deed Document Number | 200861516 |
| Last Transfer Date | Aug 13, 2021 |
| Transfer Doc | 0000142409 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 318 COSE LN, TRACY, CA 95377-7060 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 318 COSE LN, TRACY, CA 95377-7060 |
| Document Number | 0000000215 |
|---|---|
| Date | Jan 2, 2019 |
| Instrument | 2019-000215 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 26, 2021 |
| Property Address | 318 COSE LN, TRACY, CA 95377-7060 |
| Document Number | 0000142409 |
| Map Reference | VOL 33 PG 69 |
| Instrument Date | Aug 13, 2021 |
| Instrument | 2021-142409 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | AMERICAN COAST TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 318 COSE LN, TRACY, CA 95377-7060 |
| Document Number | 0000142410 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 2021-142410 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2026 property tax bill for 318 Cose Ln was $4,938 with a homeowner's exemption, up 1.6% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,938.00 (+1.6%) | ||
| 2025 | $4,860.00 Homeowner's exemption | $451,827 Land $130,029 Building $321,798 | |
| 2023 | $4,624.00 (+1.87%) Homeowner's exemption | $434,284 Land $124,981 Building $309,303 | $734,040 |
| 2022 | $4,539.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 318 Cose Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 318 Cose Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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