328 Chimney Back St, Daniel Island (Charleston), SC 29492 Property Records

Berkeley County property record for 328 Chimney Back St, Daniel Island, SC 29492

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,068 sqft · built 2018
Lot Size	0.251 acres (10,944 sqft)
Owner	2 Trust Names on File
Last Sale	$1,950,000 (Sep 2026)
Tax Bill	$15,887 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2026 Sale + 5 more
Flood Zone	Zone X (moderate risk)
APN	`272-05-00-007`

Property Details

APN / Parcel Number

Primary APN	`272-05-00-007`
Alternative APN	`275-00-00-110`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,068 sqft Finished Area
1st Floor Area	2,122 sqft
2nd Floor Area	1,946 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,944 sqft (0.251 acres)
Garage Area	600 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Patio
Porch Area	866 sqft
Patio Area	909 sqft
Storage Building	72 sqft

Location & Zoning

Street Address	328 CHIMNEY BACK ST
City	DANIEL ISLAND
State	SC
Zip	29492-7318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CHARLESTON
Legal Description	LOT E-J-15DANIEL ISLAND PARCEL E PH 3
Legal Subdivision	DANIEL ISLAND PARK (RALSTON GROVE)
Legal Lot Number	E-J-15
Jurisdiction	BERKELEY SC
Township / Civil Division	WANDO
Census Block Group	1
Census Block	1043
Census Tract	20406

Owner

328 Chimney Back St is owner-occupied and held in a trust since September 2026.

Source: Berkeley County records, as of October 2, 2026

Owner of Record	2 Trust Names on File
Mailing Address	328 CHIMNEY BACK SHUT, DANIEL ISLAND, SC 29492
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK
Sep 11, 2026	Re-recorded Document SIMPLE TITLE, SIMPLIFILE
Jul 19, 2021	Deed, Transfer
Feb 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA
Dec 4, 2018	Grant Deed, Subdivision Related Transfer ATTORNEY ONLY
Jun 21, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2026 · Amount on File
Deed Sale	Sep 11, 2026 · Amount on File
Prior Sale	Jul 19, 2021 · Amount on File
Deed Document Number	202633022
Deed Book / Page	5707 / 365
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Recording Date	Sep 23, 2026
Property Address	328 CHIMNEY BACK ST, DANIEL ISLAND, SC 29492-7318
Document Number	0000034338
Book / Page	5717 / 837
Instrument Date	Sep 17, 2026
Instrument	202634338
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	328 CHIMNEY BACK ST, DANIEL ISLAND, SC 29492-7318

Mortgage

Document Number	0000034338,
Date	Sep 23, 2026
Book Page	5717/837
Instrument	202634338

Lender

Name	COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 17, 2036

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	BERKELEY SC
Recording Date	Sep 11, 2026
Property Address	328 CHIMNEY BACK ST, DANIEL ISLAND, SC 29492-7318
Document Number	0000033022
Book / Page	5707 / 365
Instrument Date	Sep 11, 2026
Instrument	202633022
Record Updated	Sep 21, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Amount	Amount on Record
Tax	$728,715.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Jul 19, 2021
Property Address	328 CHIMNEY BACK ST, DANIEL ISLAND, SC 29492-7318
Document Number	3895/0650
Book / Page	3895 / 650
Map Reference	CAB S PG 56Q
Instrument Date	Jul 6, 2021
Instrument	2021033961
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Tax	$7,215.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	328 CLIMRELY BOCK SHUT, DANIEL ISLAND, SC 29492

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	328 CHIMNEY BACK ST, DANIEL ISLAND, SC 29492-7318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2945/0160
Date	Feb 5, 2019
Book Page	2945/0160
Instrument	2019003831

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	328 CHIMNEY BACK ST, DANIEL ISLAND, SC 29492-7318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3448/0430
Date	Aug 3, 2020
Book Page	3448/430
Instrument	2020028721

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

December 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BERKELEY SC
Recording Date	Dec 4, 2018
Property Address	328 CHIMNEY BACK ST, DANIEL ISLAND, SC 29492-7318
Document Number	2903/0375
Book / Page	002903 / 000375
Instrument Date	Nov 30, 2018
Instrument	41258
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,622.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	328 CHIMNEY BACK ST DANIEL ISLAND SC 294927318, DANIEL ISLAND, SC 29492-7318

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKELEY SC
Recording Date	Jun 21, 2017
Property Address	328 CHIMNEY BACK ST, DANIEL ISLAND, SC 29492-7318
Document Number	2495/0352
Book / Page	002495 / 000352
Instrument Date	Jun 9, 2017
Instrument	22263
Transaction Type	Transfer
Record Updated	Sep 2, 2017

Transaction

Amount	Amount on Record
Tax	$279.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	530 PARK CROSSING DR DANIEL ISLAND SC 294922101, DANIEL ISLAND, SC 29492-2101

Tax Assessment & Valuation

The 2025 property tax bill for 328 Chimney Back St was $15,887 with a homeowner's exemption, up 5.3% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Municipality	Charleston City
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,524,100 (+2,4%) Land $850,000 Building $1,674,100	$2,524,100 (-) Land $850,000 Building $1,674,100
2025	$15,887.00 (+5.31%)	$100,964 (-) Land $34,000 Building $66,964	$2,524,100 (-) Land $850,000 Building $1,674,100
2024	$15,086.00 Homeowner's exemption	$100,964 Land $34,000 Building $66,964	$2,524,100 Land $850,000 Building $1,674,100
2022	$14,186.00 Homeowner's exemption	$83,512 Land $31,600 Building $51,912	$2,087,800 Land $790,000 Building $1,297,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 328 Chimney Back St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 591 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	657 units insured incl. 66 condo units
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 328 Chimney Back St is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 88% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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