314 Chimney Back St, Daniel Island (Charleston), SC 29492 Property Records

Berkeley County property record for 314 Chimney Back St, Daniel Island, SC 29492

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,245 sqft · built 2019
Lot Size	0.218 acres (9,537 sqft)
Owner	2 Individual Names on File
Last Sale	$2,700,000 (Jun 2025)
Tax Bill	$44,602 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2022 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`272-05-00-018`

Property Details

APN / Parcel Number

Primary APN	`272-05-00-018`
Alternative APN	`275-00-00-110`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,245 sqft Finished Area
1st Floor Area	1,892 sqft
2nd Floor Area	1,353 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Roof Material	Asphalt
Lot Area	9,537 sqft (0.218 acres)
Garage Area	600 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Patio
Porch Area	684 sqft
Deck Area	50 sqft
Patio Area	50 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	314 CHIMNEY BACK ST
City	DANIEL ISLAND
State	SC
Zip	29492-7318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CHARLESTON
Legal Description	LOT E-K-9DANIEL ISLAND PARCEL E PH 3
Legal Subdivision	DANIEL ISLAND PARK (RALSTON GROVE)
Legal Lot Number	E-K-9
Jurisdiction	BERKELEY SC
Township / Civil Division	WANDO
Census Block Group	1
Census Block	1008
Census Tract	20406

Owner

314 Chimney Back St is owned and occupied by two individuals who bought it in June 2025.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	314 CHIMNEY BACK ST, DANIEL ISLAND, SC 29492-7318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Aug 19, 2022	Deed, Transfer
Jul 17, 2020	Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Dec 12, 2019	Deed, Subdivision Related Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Jun 29, 2018	Grant Deed, Construction Loan TITLE SERVICE AND LIAISON COMPANIES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2025 · Amount on File
Deed Sale	Jun 3, 2025 · Amount on File
Prior Sale	Aug 19, 2022 · Amount on File
Deed Document Number	202518010
Deed Book / Page	5218 / 613
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	314 CHIMNEY BACK ST, DANIEL ISLAND, SC 29492-7318
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 CHIMNEY BACK ST, DANIEL ISLAND, SC 29492-7318

Mortgage

Document Number	05460/0672
Date	Jan 30, 2026
Book Page	5460/672
Instrument	2026003489

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2041

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Aug 19, 2022
Property Address	314 CHIMNEY BACK ST, DANIEL ISLAND, SC 29492-7318
Document Number	04340/0985
Book / Page	4340 / 985
Map Reference	CAB SPG 56
Instrument Date	Aug 15, 2022
Instrument	2022032803
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount on Record
Tax	$5,811.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	314 CHIMNEY BACK ST, DANIEL ISLAND, SC 29492-7318

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Jul 17, 2020
Property Address	314 CHIMNEY BACK ST, DANIEL ISLAND, SC 29492-7318
Document Number	03430/0611
Book / Page	3430 / 611
Map Reference	CAB S PG 56Q
Instrument Date	Jul 13, 2020
Instrument	2020026304
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,606.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	314 CHIMNEY BACK ST, DANIEL ISLAND, SC 29492-7318

Mortgage

Document Number	2020026305
Date	Jul 17, 2020
Instrument	2020026305

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Max Rate	8.12%

December 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Dec 12, 2019
Property Address	314 CHIMNEY BACK ST, DANIEL ISLAND, SC 29492-7318
Document Number	03218/0344
Book / Page	3218 / 0344
Map Reference	CAB S PG 56Q
Instrument Date	Dec 9, 2019
Instrument	2019045368
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,584.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 CHIMNEY BACK ST, DANIEL ISLAND, SC 29492-7318

Mortgage

Document Number	2019045369
Date	Dec 12, 2019
Instrument	2019045369

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

June 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	BERKELEY SC
Recording Date	Jun 29, 2018
Property Address	314 CHIMNEY BACK ST, DANIEL ISLAND, SC 29492-7318
Document Number	2782/0210
Book / Page	002782 / 000210
Instrument Date	Jun 21, 2018
Instrument	21687
Transaction Type	Construction Loan
Record Updated	Jul 12, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Amount	Amount on Record
Tax	$844.63
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	474 WANDO PARK BLVD #106 MOUNT PLEASANT SC 294647933, 106, MOUNT PLEASANT, SC 29464-7933

Tax Assessment & Valuation

The 2025 property tax bill for 314 Chimney Back St was $44,602 with a homeowner's exemption, up 193.5% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Municipality	Charleston City
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,682,300 (+2,687.91%) Land $875,000 Building $1,807,300	$2,682,300 (+11.52%) Land $875,000 Building $1,807,300
2025	$44,602.00 (+193.53%)	$96,212 (-33.33%) Land $34,000 Building $62,212	$2,405,300 (-) Land $850,000 Building $1,555,300
2024	$15,195.00	$144,318 Land $51,000 Building $93,318	$2,405,300 Land $850,000 Building $1,555,300
2022	$8,214.00	$134,274 Land $47,400 Building $86,874	$2,237,900 Land $790,000 Building $1,447,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 314 Chimney Back St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 591 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	657 units insured incl. 66 condo units
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 Chimney Back St is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 88% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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