Highlands County property record for 328 Cardinal Ave, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,567 sqft · built 2002 |
| Lot Size | 0.689 acres (30,038 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $516 (2024) |
| Deeds & Mortgages | Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C-35-34-28-010-0160-0050 |
| Primary APN | C-35-34-28-010-0160-0050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,567 sqft Living Area |
| 1st Floor Area | 2,098 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,038 sqft (0.689 acres) |
| Lot Dimensions | 134 ft deep x 75 ft wide |
| Garage Type | Mixed |
| Garage Area | 462 sqft |
| Carport | Carport |
| Carport Area | 150 sqft |
| Driveway | Driveway |
| Driveway Area | 2,122 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 275 sqft |
| Patio Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 1,632 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 328 CARDINAL AVE |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33870-5992 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEBRING HILLS SOUTH PB 8-PG 93 LOTS 5 + 6 + 20 BLK 16 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 35 |
| Legal Subdivision | SEBRING HILLS SO |
| Legal Block | 16 |
| Legal Lot Number | 5-20 6 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 960602 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 328 CARDINAL AVE, SEBRING, FL 33870-5992 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 17, 2015 |
| Deed Sale | Feb 17, 2015 |
| Prior Sale | Jul 3, 2000 · Amount on Record |
| Deed Document Number | 0024631993 |
| Prior Transfer Date | Nov 29, 2001 |
| Prior Transfer Doc | 1123307 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 328 CARDINAL AVE, SEBRING, FL 33870-5992 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002108932 |
|---|---|
| Date | Aug 8, 2022 |
| Book Page | 2923/1396 |
| Instrument | 2108932 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 5, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $166,016 (+5.99%) | $325,390 (-1.76%) Land $31,287 Building $294,103 | |
| 2024 | $516.00 (-48.19%) | ||
| 2023 | $996.00 (+4.29%) Homeowner's exemption | $156,638 (+3%) | $331,228 (+18.79%) Land $28,968 Building $302,260 |
| 2022 | $955.00 Homeowner's exemption | $152,076 | $278,842 Land $17,382 Building $261,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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