317 Cardinal Ave, Sebring, FL 33870 Property Records

Highlands County property record for 317 Cardinal Ave, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,226 sqft · built 2024
Lot Size	0.229 acres (10,012 sqft)
Owner	Company Name on Record
Tax Bill	$446 (2024)
Deeds & Mortgages	Jan 2023 Mortgage Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C-35-34-28-010-0150-0170`

Property Details

APN / Parcel Number

Primary APN	`C-35-34-28-010-0150-0170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,226 sqft Living Area
Flooring	Cork
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,012 sqft (0.229 acres)
Lot Dimensions	134 ft deep x 75 ft wide
Garage Type	Finished
Garage Area	378 sqft
Driveway	Driveway
Driveway Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	317 CARDINAL AVE
City	SEBRING
State	FL
Zip	33870-5993
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEBRING HILLS SOUTH PB 8-PG 93 LOT 17 BLK 15
Legal Range	28E
Legal Township	34S
Legal Section	35
Legal Subdivision	SEBRING HILLS SO
Legal Block	15
Legal Lot Number	17
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1036
Census Tract	960602

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3225 MCLEOD DR # 100, 100, LAS VEGAS, NV 89121-2257
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Deed of Trust, Mortgage · Commercial Mortgage IFP FUND I LLC
Mar 8, 2024	Warranty Deed, Transfer · Commercial Mortgage RFLF 7 LLC
Mar 24, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2024
Deed Sale	Mar 8, 2024
Prior Sale	Mar 24, 2022 · Amount on Record
Deed Document Number	2193244
Deed Book / Page	3030 / 239
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	317 CARDINAL AVE, SEBRING, FL 33870-5993
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1911 MORNING DRIVE, EVANS, GA 30809

Mortgage

Document Number	0002133008
Date	Jan 19, 2023
Book Page	2952/1555
Instrument	2133008

Lender

Name	IFP FUND I LLC
Type	Non-Lending Institution
Address	PHILADELPHIA, PA 19123

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 8, 2024
Property Address	317 CARDINAL AVE, SEBRING, FL 33870-5993
Document Number	0002193244
Book / Page	3030 / 239
Map Reference	MB 8 PG 93
Instrument Date	Feb 29, 2024
Instrument	2193244
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3225 MCLEOD DR # 100, 100, LAS VEGAS, NV 89121-2257

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3225 MCLEOD DR # 100, 100, LAS VEGAS, NV 89121-2257

Mortgage

Document Number	0002193246
Date	Mar 8, 2024
Book Page	3030/243
Instrument	2193246

Lender

Name	RFLF 7 LLC
Type	Non-Lending Institution
Address	CHICAGO, IL 60606

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 24, 2022
Property Address	317 CARDINAL AVE, SEBRING, FL 33870-5993
Document Number	0002084195
Book / Page	2892 / 1610
Map Reference	MB 8 PG 93
Instrument Date	Mar 4, 2022
Instrument	2084195
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Tax	$49.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1911 MORNING DR, ORLANDO, FL 32809-7936
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$174,465 (+1,706.8%) Land $10,429 Building $164,036	$174,465 (+1,706.8%) Land $10,429 Building $164,036
2024	$446.00 (+17.06%)
2023	$381.00 (+25.74%)	$9,656 (+66.66%) Land $9,656	$9,656 (+66.66%) Land $9,656
2022	$303.00	$5,794 Land $5,794	$5,794 Land $5,794

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Cardinal Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures