328 Callaghan Dr, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 328 Callaghan Dr, Fate, TX 75189

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,527 sqft · built 2017
Lot Size	0.222 acres (9,662 sqft)
Owner	Individual Name on Record
Last Sale	$400,793 (Sep 2024)
Tax Bill	$7,567 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R90566`

Property Details

APN / Parcel Number

Primary APN	`R90566`
Alternative APNs	`S3276-0014-0008-00-0R` `90566`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,527 sqft Living Area
Gross Area	4,251 sqft
1st Floor Area	3,527 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,662 sqft (0.222 acres)
Lot Dimensions	123 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	328 CALLAGHAN DR
City	FATE
State	TX
Zip	75189-5044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAMBERLAIN CROSSING PH 5, BLOCK 14, LOT 8
Legal Subdivision	CHAMBERLAIN CROSSING PH 5
Legal Tract	8
Legal Block	14
Legal Lot Number	8
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	1
Census Block	1010
Census Tract	40409

Owner

Source: Rockwall County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	328 CALLAGHAN DR, FATE, TX 75189-5044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 22, 2020	Deed of Trust, Mortgage SOFI LNDG
May 15, 2018	Grant Deed, Subdivision Related Transfer EAGLE HM MTG/CA
May 15, 2018	Quit Claim Deed, Construction Loan NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2024 · Amount on Record
Deed Sale	Sep 11, 2024 · Amount on Record
Prior Sale	Sep 27, 2022 · Amount on Record
Deed Document Number	202416083
Prior Transfer Date	May 9, 2018
Prior Transfer Doc	0000008346
Record Updated	Oct 29, 2026

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Sep 27, 2022
Property Address	328 CALLAGHAN DR, FATE, TX 75189-5044
Document Number	0000021473
Map Reference	CAB J SL 19
Instrument Date	Sep 26, 2022
Instrument	20220000021473
Transaction Type	Transfer
Record Updated	Oct 10, 2022
Title Company	ALLIANCE TITLE, ALLEGIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 CALLAGHAN DR, FATE, TX 75189-5044

Mortgage

Document Number	0000021474
Date	Sep 27, 2022
Instrument	20220000021474

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	328 CALLAGHAN DR, FATE, TX 75189-5044
Document Number	0000002138
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	328 CALLAGHAN DR FATE TX 751895044, FATE, TX 75189-5044

Mortgage

Document Number	0000002138
Date	Feb 3, 2020
Instrument	2138

Lender

Name	SOFI LNDG
Address	COTTONWOOD HEIGHTS, UT 84121

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2050

May 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ROCKWALL TX
Recording Date	May 15, 2018
Property Address	328 CALLAGHAN DR, FATE, TX 75189-5044
Document Number	0000008346
Instrument Date	May 9, 2018
Instrument	8346
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 21, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	328 CALLAGHAN DR FATE TX 751895044, FATE, TX 75189-5044

Mortgage

Document Number	8347
Date	May 15, 2018
Instrument	8347

Lender

Name	EAGLE HM MTG/CA
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 14, 2048

May 2018: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	ROCKWALL TX
Recording Date	May 15, 2018
Property Address	328 CALLAGHAN DR, FATE, TX 75189-5044
Document Number	0000008345
Instrument Date	May 9, 2018
Instrument	8345
Transaction Type	Construction Loan
Record Updated	May 31, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1707 MARKET PL #100 IRVING TX 750638050, 100, IRVING, TX 75063-8050

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Fate City
County	Rockwall County
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,334 (-6.39%) Land $95,000 Building $345,334	$440,334 (-6.39%) Land $95,000 Building $345,334
2025	$7,567.00 (+6.08%)	$470,392 (-4.81%) Land $107,000 Building $363,392	$470,392 (-4.81%) Land $107,000 Building $363,392
2024	$7,133.00 (-7.42%)
2023	$7,705.00 (+18.34%)	$494,146 Land $110,000 Building $384,146	$494,146 Land $110,000 Building $384,146
2021	$6,511.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2018–2025)
Most Recent Claim	Jan 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FATE serves 29,285 people · EPA ID TX1990006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Peoples Communications Fiber · Fixed Wireless	1,000 / 1,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink.

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