288 Callaghan Dr, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 288 Callaghan Dr, Fate, TX 75189

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,517 sqft · built 2017
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individuals on Record
Last Sale	$254,300 (Mar 2019)
Tax Bill	$3,624 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`327300010038000R`

Property Details

APN / Parcel Number

Primary APN	`327300010038000R`
Alternative APNs	`R87572` `87572`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,517 sqft Living Area
Gross Area	2,060 sqft
1st Floor Area	1,517 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	439 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	288 CALLAGHAN DR
City	FATE
State	TX
Zip	75189-4929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAMBERLAIN CROSSING PHASE 2, BLOCK 1, LOT 38
Legal Subdivision	CHAMBERLAIN CROSSING PHASE 2
Legal Phase	2
Legal Tract	38
Legal Block	1
Legal Lot Number	38
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	1
Census Block	1008
Census Tract	40409

Owner

Source: Rockwall County assessment roll, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	288 CALLAGHAN DR, FATE, TX 75189-4929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2019	Vendor's Lien, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Sep 1, 2017	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage BOKF NA
Sep 1, 2017	Quit Claim Deed, Construction Loan NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2019 · Amount on Record
Deed Sale	Mar 22, 2019 · Amount on Record
Prior Sale	Sep 1, 2017 · Amount on Record
Deed Document Number	20193980
Record Updated	Sep 20, 2026

March 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Mar 22, 2019
Property Address	288 CALLAGHAN DR, FATE, TX 75189-4929
Document Number	0000003980
Map Reference	CAB I SL 123
Instrument Date	Mar 22, 2019
Instrument	20190000003980
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	626 DEVONSHIRE, 626, FATE, TX 75189-8611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 CALLAGHAN DR, FATE, TX 75189-4929

Mortgage

Document Number	0000003981
Date	Mar 22, 2019
Instrument	20190000003981

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

September 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Sep 1, 2017
Property Address	288 CALLAGHAN DR, FATE, TX 75189-4929
Document Number	0000016533
Map Reference	CAB I SL 123
Instrument Date	Aug 29, 2017
Instrument	20170000016533
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 CALLAGHAN DR, FATE, TX 75189-4929

Mortgage

Document Number	0000016534
Date	Sep 1, 2017
Instrument	20170000016534

Lender

Name	BOKF NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

September 2017: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	ROCKWALL TX
Recording Date	Sep 1, 2017
Property Address	288 CALLAGHAN DR, FATE, TX 75189-4929
Document Number	0000016532
Instrument Date	Aug 29, 2017
Instrument	16532
Transaction Type	Construction Loan
Record Updated	Sep 18, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1707 MARKET PL #100 IRVING TX 750638050, 100, IRVING, TX 75063-8050

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Fate City
County	Rockwall County
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,665 (-7.07%) Land $95,000 Building $200,665	$295,665 (-7.07%) Land $95,000 Building $200,665
2025	$3,624.00 (-11.09%) Homeowner's exemption	$318,157 (-5.42%) Land $107,000 Building $211,157	$318,157 (-5.42%) Land $107,000 Building $211,157
2024	$4,076.00 (+1.82%)
2023	$4,003.00 (-16.76%) Homeowner's exemption	$336,396 Land $110,000 Building $226,396	$336,396 Land $110,000 Building $226,396
2021	$4,809.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2018–2025)
Most Recent Claim	Jan 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FATE serves 29,285 people · EPA ID TX1990006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Peoples Communications Fiber · Fixed Wireless	1,000 / 1,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink.

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