Buncombe County property record for 328 Bee Tree Rd, Swannanoa, NC 28778
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,730 sqft · built 1930 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Company Name on File |
| Last Sale | $420,000 (Aug 2022) |
| Tax Bill | $2,184 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2022 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 652116-2020-202 |
| Primary APN | 652116-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,730 sqft Living Area |
| Gross Area | 1,814 sqft |
| 1st Floor Area | 1,730 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 84 sqft |
| Patio Area | 120 sqft |
| Canopy | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 652116-2020-202 |
|---|---|
| Street Address | 328 BEE TREE RD |
| City | SWANNANOA |
| State | NC |
| Zip | 28778-2235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUBDIV: BEACON VILLAGE BLOCK: LOT: 204 SECTION: PLAT: 0024-0022 |
| Legal Subdivision | BEACON VILLAGE |
| Legal Block | 4 |
| Legal Lot Number | 204 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | SWANNANOA |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 3002 |
328 Bee Tree Rd is owned by a company that bought it in August 2022.
Source: Buncombe County records, as of April 16, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 10 MAGNOLIA ST, FLAGLER BEACH, FL 32136-4927 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · VA Mortgage INTERCONTINENTAL CAPITAL GROUP INC |
| Aug 15, 2022 | Warranty Deed, Transfer AUSTIN TITLE, AUSTIN TITLE LLC |
| Aug 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jul 20, 2020 | Deed of Trust, Mortgage · VA Mortgage INTERCONTINENTAL CAP |
| May 6, 2019 | Warranty Deed, Transfer · VA Mortgage USAA |
| Oct 31, 2018 | Warranty Deed, Transfer · Line of Credit PANTHEON CAP ADVISORS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2022 · Amount on File |
| Deed Sale | Aug 15, 2022 · Amount on File |
| Prior Sale | May 6, 2019 · Amount on File |
| Deed Book / Page | 6248 / 1914 |
| Prior Transfer Date | May 17, 1967 |
| Prior Transfer Doc | 0000000001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 328 BEE TREE RD, SWANNANOA, NC 28778-2235 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Title Company | NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC |
| Name | Verified Name |
|---|
| Document Number | 0061201943 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 6120/1943 |
| Name | INTERCONTINENTAL CAPITAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 347 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Aug 15, 2022 |
| Property Address | 328 BEE TREE RD, SWANNANOA, NC 28778-2235 |
| Document Number | 0062490122 |
| Book / Page | 6249 / 122 |
| Map Reference | MB 24 PG 22 |
| Instrument Date | Aug 15, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Title Company | AUSTIN TITLE, AUSTIN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 MAGNOLIA ST, FLAGLER BEACH, FL 32136-4927 |
| Name | Verified Name |
|---|---|
| Address | 328 BEE TREE RD, SWANNANOA, NC 28778-2235 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Aug 15, 2022 |
| Property Address | 328 BEE TREE RD, SWANNANOA, NC 28778-2235 |
| Document Number | 0062481914 |
| Book / Page | 6248 / 1914 |
| Map Reference | MB 24 PG 22 |
| Instrument Date | Aug 12, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 328 BEE TREE RD, SWANNANOA, NC 28778-2235 |
| Name | Verified Name |
|---|---|
| Address | 328 BEE TREE RD, SWANNANOA, NC 28778-2235 |
| Document Number | 0062481917 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 6248/1917 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 328 BEE TREE RD, SWANNANOA, NC 28778-2235 |
| Document Number | 0059260616 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 328 BEE TREE RD SWANNANOA NC 287782235, SWANNANOA, NC 28778-2235 |
| Document Number | 0059260616 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 005926/000616 |
| Name | INTERCONTINENTAL CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 23, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | May 6, 2019 |
| Property Address | 328 BEE TREE RD, SWANNANOA, NC 28778-2235 |
| Document Number | 0057661987 |
| Book / Page | 005766 / 001987 |
| Instrument Date | May 1, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $546.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 328 BEE TREE RD SWANNANOA NC 287782235, SWANNANOA, NC 28778-2235 |
| Document Number | 57670001 |
|---|---|
| Date | May 6, 2019 |
| Book Page | 005767/000001 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 5, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Oct 31, 2018 |
| Property Address | 328 BEE TREE RD, SWANNANOA, NC 28778-2235 |
| Document Number | 0057160708 |
| Book / Page | 005716 / 000708 |
| Instrument Date | Oct 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 105 RHODODENDRON AVE BLACK MOUNTAIN NC 287113305, BLACK MOUNTAIN, NC 28711-3305 |
| Document Number | 57160711 |
|---|---|
| Date | Oct 31, 2018 |
| Book Page | 005716/000711 |
| Name | PANTHEON CAP ADVISORS INC |
|---|---|
| Address | CHARLOTTE, NC 28203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 30, 2019 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 328 Bee Tree Rd was $2,184, up 6.3% from the year before.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,184.00 (+6.33%) | $301,000 Land $27,300 Building $273,700 | $301,000 Land $27,300 Building $273,700 |
| 2024 | $2,054.00 (+6.98%) | ||
| 2023 | $1,920.00 | $301,000 | $301,000 Land $27,300 Building $273,700 |
| 2021 | $301,000 Land $27,300 Building $273,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 328 Bee Tree Rd in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 35 (2018–2024) |
| Claims Outside the SFHA | 7 of 35 |
| Most Recent Claim | Oct 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 328 Bee Tree Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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