Buncombe County property record for 259 Bee Tree Rd, Swannanoa, NC 28778
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,715 sqft · built 2023 |
| Lot Size | 0.639 acres (27,878 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (May 2022) |
| Tax Bill | $3,268 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage May 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 9689-72-1904-00000 |
| Primary APN | 9689-72-1904-00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,715 sqft Living Area |
| Basement Area | 1,715 sqft |
| Unfinished Basement | 1,715 sqft |
| Year Built | Built 2023 |
|---|---|
| Architectural Style | Conventional |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 27,878 sqft (0.639 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 177 sqft |
| Deck Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 259 BEE TREE RD |
|---|---|
| City | SWANNANOA |
| State | NC |
| Zip | 28778-2344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE: 2022-05-16 DEE |
| Legal Description | DEED DATE: 2022-05-16 DEED: 6219-834 SUBDIV: BLOCK: LOT: 3 SECTION: PLAT: 0238-0046 |
| Legal Lot Number | 3 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | SWANNANOA |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 3002 |
259 Bee Tree Rd is owned and occupied by an individual who bought it in May 2022.
Source: Buncombe County records, as of September 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 259 BEE TREE RD, SWANNANOA, NC 28778-2344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| May 16, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2022 · Amount on File |
| Deed Sale | May 16, 2022 · Amount on File |
| Deed Document Number | 0006219834 |
| Deed Book / Page | 6219 / 834 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 259 BEE TREE RD, SWANNANOA, NC 28778-2344 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 316 BEE TREE RD, SWANNANOA, NC 28778-2235 |
| Document Number | 0063420128 |
|---|---|
| Date | Aug 14, 2023 |
| Book Page | 6342/128 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.62% |
| Max Rate At Change | 8.62% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 11.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | May 16, 2022 |
| Property Address | 259 BEE TREE RD, SWANNANOA, NC 28778-2344 |
| Document Number | 0062190834 |
| Book / Page | 6219 / 834 |
| Map Reference | MB 217 PG 60 |
| Instrument Date | May 10, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 118 W STATE ST, BLACK MOUNTAIN, NC 28711-3419 |
| Name | Verified Name |
|---|---|
| Address | 1 BRANK COVE RD, WEAVERVILLE, NC 28787-9350 |
The 2025 property tax bill for 259 Bee Tree Rd was $3,268.
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,268.00 | $469,200 | |
| 2023 | $159.00 | $25,000 | $25,000 Land $25,000 |
| 2021 | $469,200 Land $25,000 Building $444,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 259 Bee Tree Rd in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 35 (2018–2024) |
| Claims Outside the SFHA | 7 of 35 |
| Most Recent Claim | Oct 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 259 Bee Tree Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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