Carter County property record for 328 Ash St, Ardmore, OK 73401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,412 sqft · built 1955 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $158,000 (Jan 2025) |
| Tax Bill | $1,387 (2025) |
| Deeds & Mortgages | Aug 2008 Mortgage Jan 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0090-00-003-008-0-001-00 |
| Primary APN | 0090-00-003-008-0-001-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,412 sqft Living Area |
| 1st Floor Area | 1,412 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Mixed |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 106 sqft |
| Patio Area | 56 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 8314 |
|---|---|
| Street Address | 328 ASH ST |
| City | ARDMORE |
| State | OK |
| Zip | 73401-1719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BRANTLEY, BLK 3 LOT 8 (59.80X126.83X98.71X158) |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 19 |
| Legal Subdivision | BRANTLEY ADDN |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 892601 |
328 Ash St is owned by two individuals who bought it in January 2025.
Source: Carter County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32B ASH ST, ARDMORE, OK 73401 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2008 | Deed of Trust, Mortgage · FHA Mortgage REALITY MORTGAGE CO |
| Jan 27, 2025 | Warranty Deed, Transfer · FHA Mortgage ASSOCIATED MORTGAGE CORP |
| Jan 25, 2021 | Warranty Deed, Transfer · FHA Mortgage CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2025 · Amount on File |
| Deed Sale | Jan 27, 2025 · Amount on File |
| Prior Sale | Jan 25, 2021 · Amount on File |
| Deed Document Number | 2025813 |
| Deed Book / Page | 7642 / 227 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 328 ASH ST, ARDMORE, OK 73401-1719 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004884/072 |
|---|---|
| Date | Aug 25, 2008 |
| Book Page | 4884/072 |
| Instrument | 2008-011423 |
| Name | REALITY MORTGAGE CO |
|---|---|
| Type | Non-Lending Institution |
| Address | ARDMORE, OK 73401 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | 6 Months |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Jan 27, 2025 |
| Property Address | 328 ASH ST, ARDMORE, OK 73401-1719 |
| Document Number | 007642/227 |
| Book / Page | 7642 / 227 |
| Instrument Date | Jan 24, 2025 |
| Instrument | I-2025-000813 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | ARBUCKLE CLOSING & ESCROW SV |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $237.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 328 ASH ST, ARDMORE, OK 73401-1719 |
| Document Number | I2025000814 |
|---|---|
| Date | Jan 27, 2025 |
| Instrument | I-2025-000814 |
| Name | ASSOCIATED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Number | 007642/245 |
|---|---|
| Date | Jan 27, 2025 |
| Book Page | 7642/245 |
| Instrument | I-2025-000815 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Jan 25, 2021 |
| Property Address | 328 ASH ST, ARDMORE, OK 73401-1719 |
| Document Number | 0006988/64 |
| Book / Page | 6988 / 64 |
| Instrument Date | Jan 25, 2021 |
| Instrument | 2021-000771 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 328 ASH ST, ARDMORE, OK 73401-1719 |
| Document Number | 2021000772 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 2021-000772 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 328 Ash St was $1,387, down 0.1% from the year before.
Source: Carter County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Municipality | Ardmore City |
| Unified School District | Ardmore Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,960 (+36.4%) Land $1,200 Building $17,760 | $158,000 (+13.76%) Land $10,000 Building $148,000 | |
| 2025 | $1,387.00 (-0.07%) | $13,900 (+6.6%) Land $1,200 Building $12,700 | $138,888 (+27.83%) Land $10,000 Building $128,888 |
| 2024 | $1,388.00 (+5.15%) | $13,039 (-2.4%) Land $1,200 Building $11,839 | $108,654 (-2.4%) Land $10,000 Building $98,654 |
| 2023 | $1,320.00 | $13,359 Land $1,200 Building $12,159 | $111,326 Land $10,000 Building $101,326 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 328 Ash St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 20, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 328 Ash St is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 89% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARDMORE serves 24,893 people · EPA ID OK1010814 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Sparklight Cable | 1,000 / 50 |
| Arbuckle Communications Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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