320 Ash St, Ardmore, OK 73401 Property Records

Carter County property record for 320 Ash St, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,412 sqft · built 1955
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Jul 2022)
Tax Bill	$1,542 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Mar 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0090-00-003-006-0-001-00`

Property Details

APN / Parcel Number

Primary APN	`0090-00-003-006-0-001-00`
Alternative APN	`8312`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,412 sqft Living Area
1st Floor Area	1,412 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2014
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	50 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8312
Street Address	320 ASH ST
City	ARDMORE
State	OK
Zip	73401-1719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BRANTLEY, BLK 3 LOT 6 (70X124.56X70.03X126.79)
Legal Range	02E
Legal Township	04S
Legal Section	19
Legal Subdivision	BRANTLEY ADDN
Legal Block	3
Legal Lot Number	6
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	1
Census Block	1020
Census Tract	892601

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 ASH ST, ARDMORE, OK 73401-1719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2017	Deed of Trust, Mortgage · FHA Mortgage ASSOCIATED MORTGAGE CORP
Mar 13, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 16, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 22, 2005	Deed of Trust, Mortgage · Line of Credit COMMERCIAL FEDERAL BANK
Sep 16, 2020	Warranty Deed, Transfer · FHA Mortgage 1ST CAPITAL MORTGAGE LLC
Aug 26, 2014	Warranty Deed, Transfer OKLAHOMA HERITAGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Prior Sale	Sep 16, 2020 · Amount on Record
Deed Document Number	20228495
Deed Book / Page	7260 / 52
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	320 ASH ST, ARDMORE, OK 73401-1719
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OKLAHOMA IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006427/054
Date	Jul 31, 2017
Book Page	6427/054
Instrument	2017-007849

Lender

Name	ASSOCIATED MORTGAGE CORP
Type	Mortgage Company
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	320 ASH ST, ARDMORE, OK 73401-1719
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 ASH ST, ARDMORE, OK 73401-1719

Mortgage

Document Number	007357/193
Date	Mar 13, 2023
Book Page	7357/193
Instrument	I-2023-002331

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Oct 1, 2050

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	320 ASH ST, ARDMORE, OK 73401-1719
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 ASH ST, ARDMORE, OK 73401-1719

Mortgage

Document Number	007784/228
Date	Oct 16, 2025
Book Page	7784/228
Instrument	I-2025-011237

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2050

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	320 ASH ST, ARDMORE, OK 73401-1719
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004345/151
Date	Aug 22, 2005
Book Page	4345/151
Instrument	2005-009813

Lender

Name	COMMERCIAL FEDERAL BANK
Type	Bank
Address	OMAHA, NE 68101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 5, 2025

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Sep 16, 2020
Property Address	320 ASH ST, ARDMORE, OK 73401-1719
Document Number	006932/132
Book / Page	6932 / 132
Instrument Date	Sep 11, 2020
Instrument	2020-010017
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2020010018
Date	Sep 16, 2020
Instrument	2020-010018

Lender

Name	1ST CAPITAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Aug 26, 2014
Property Address	320 ASH ST, ARDMORE, OK 73401-1719
Document Number	005953/096
Book / Page	5953 / 096
Instrument Date	Aug 22, 2014
Instrument	2014-012229
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$136.50
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2014012230
Date	Aug 26, 2014
Instrument	2014-012230

Lender

Name	OKLAHOMA HERITAGE BANK
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Aug 22, 2039

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,735 (+1.86%) Land $1,200 Building $14,535	$131,120 (+1.85%) Land $10,000 Building $121,120
2025	$1,542.00	$15,448 (-3.95%) Land $1,200 Building $14,248	$128,733 (-7.1%) Land $10,000 Building $118,733
2024	$1,542.00 (+1.85%)	$16,084 (+5%) Land $1,200 Building $14,884	$138,576 (-2.07%) Land $10,000 Building $128,576
2023	$1,514.00	$15,318 Land $1,200 Building $14,118	$141,498 Land $10,000 Building $131,498

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 77% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

320 Ash St, Ardmore, OK 73401 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2005: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2014: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Ash St

Nearby Streets

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