328 99th Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 328 99th Ave W, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,408 sqft · built 1916
Lot Size	0.08 acres (3,502 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Nov 2020)
Tax Bill	$2,096 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3430-04850`

Property Details

APN / Parcel Number

Primary APN	`010-3430-04850`
Alternative APN	`1100165`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,408 sqft Gross Area
1st Floor Area	704 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	3,502 sqft (0.08 acres)
Garage Area	680 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	104 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1100165
Street Address	328 99TH AVE W
City	DULUTH
State	MN
Zip	55808-2011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0030 BLOCK:014 SERIAL #
Legal Subdivision	NEW DULUTH 1ST DIV
Legal Block	14
Legal Lot Number	30
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2029
Census Tract	3800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	328 99TH AVE W, DULUTH, MN 55808-2011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2020 · Amount on Record
Deed Sale	Nov 19, 2020 · Amount on Record
Prior Sale	Dec 27, 2017 · Amount on Record
Deed Document Number	20201396370
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 19, 2020
Property Address	328 99TH AVE W, DULUTH, MN 55808-2011
Document Number	00A1396370
Instrument Date	Oct 17, 2020
Instrument	A1396370
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	328 99TH AVE W DULUTH MN 558082011, DULUTH, MN 55808-2011

Mortgage

Document Number	A1396371
Date	Nov 19, 2020
Instrument	A1396371

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2050

Mortgage

Document Number	A1396372,
Date	Nov 19, 2020
Instrument	A1396372

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,096.00 (+16.32%) Homeowner's exemption
2025	$1,802.00 (-6.15%) Homeowner's exemption	$177,000 (+11.39%) Land $8,300 Building $168,700	$177,000 (+11.39%) Land $8,300 Building $168,700
2024	$1,920.00	$158,900 (+47.13%) Land $8,200 Building $150,700	$158,900 (+47.13%) Land $8,200 Building $150,700
2022		$108,000 Land $9,200 Building $98,800	$108,000 Land $9,200 Building $98,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	27 units insured incl. 26 condo units
Nearby Flood Claims	4 (2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Airfiber.

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