327 99th Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 327 99th Ave W, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Lot Size	0.16 acres (7,003 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Jun 2021)
Tax Bill	$92 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3430-04240`

Property Details

APN / Parcel Number

Primary APN	`010-3430-04240`
Alternative APN	`1111268`

Exterior

Lot Area	7,003 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	1111268
Street Address	327 99TH AVE W
City	DULUTH
State	MN
Zip	55808-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 2 SERIAL #
Legal Subdivision	NEW DULUTH 1ST DIV
Legal Block	13
Legal Lot Number	1-2
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3043
Census Tract	3800

Owner

327 99th Ave W is owned and occupied by an individual who bought it in June 2021.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	327 99TH AVE W, DULUTH, MN 55808-2012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CU
Jun 28, 2021	Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2021 · Amount on File
Deed Sale	Jun 28, 2021 · Amount on File
Prior Sale	Jun 18, 2021 · Amount on File
Deed Document Number	20211417639
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 18, 2021
Property Address	327 99TH AVE W, DULUTH, MN 55808-2012
Document Number	0001042364
Instrument Date	Jun 9, 2021
Instrument	1042364
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 99TH AVE W, DULUTH, MN 55808-2012

Mortgage

Document Number	0001042365
Date	Jun 18, 2021
Instrument	1042365

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 1, 2031
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.5%
Index	Prime Rate
Max Rate	9.5%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 28, 2021
Property Address	327 99TH AVE W, DULUTH, MN 55808-2012
Document Number	0001417639
Instrument Date	Jun 3, 2021
Instrument	1417639
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 99TH AVE W, DULUTH, MN 55808-2012

Mortgage

Document Number	0001417640
Date	Jun 28, 2021
Instrument	1417640

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 11, 2031
Change Frequency	6 Months
Min Rate At Change	3.5%
Max Rate At Change	5.5%
Index	Other
Max Rate	9.5%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$92.00 (+4.55%) Homeowner's exemption
2025	$88.00 (-2%) Homeowner's exemption	$6,600 (+1.54%) Land $6,600	$6,600 (+1.54%) Land $6,600
2024		$6,500 (-10.96%) Land $6,500	$6,500 (-10.96%) Land $6,500
2022	$110.00	$7,300 Land $7,300	$7,300 Land $7,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 327 99th Ave W in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	22 (1979–2012)
Claims Outside the SFHA	5 of 22
Most Recent Claim	Jun 2012 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 327 99th Ave W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Airfiber.

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