Lincoln County property record for 3279 Pine Tree St, Lincolnton, NC 28092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,305 sqft · built 1971 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,912 (2026) |
| Deeds & Mortgages | Aug 2026 Sale Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3631-42-6316 |
| Primary APN | 3631-42-6316 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,305 sqft Living Area |
| Basement Area | 1,305 sqft |
| Unfinished Basement | 1,305 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 19,602 sqft (0.45 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 309887 |
|---|---|
| Street Address | 3279 PINE TREE ST |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-9229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | #6 WHISPERING PINES AKA |
| Legal Subdivision | WHISPERING PINES |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | LINCOLNTON |
| Census Block Group | 4 |
| Census Block | 4040 |
| Census Tract | 70400 |
3279 Pine Tree St is owned and occupied by two individuals who acquired it in August 2026.
Source: Lincoln County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3279 PINE TREE ST, LINCOLNTON, NC 28092-9229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 21, 2026 |
| Transfer Doc | 0000714240 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Aug 26, 2026 |
| Property Address | 3279 PINE TREE ST, LINCOLNTON, NC 28092-9229 |
| Document Number | 0000714240 |
| Book / Page | 3532 / 350 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 2026714240 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3279 PINE TREE ST, LINCOLNTON, NC 28092-9229 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3279 PINE TREE ST, LINCOLNTON, NC 28092-9229 |
| Document Number | 2640848 |
| Book / Page | 002640 / 000848 |
| Instrument Date | Jan 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3279 PINE TREE ST LINCOLNTON NC 280929229, LINCOLNTON, NC 28092-9229 |
| Document Number | 2640848 |
|---|---|
| Date | Jan 17, 2017 |
| Book Page | 002640/000848 |
| Instrument | 557611 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 16, 2047 |
The 2026 property tax bill for 3279 Pine Tree St was $1,912.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,912.00 | $273,180 Land $27,000 Building $246,180 | $273,180 Land $27,000 Building $246,180 |
| 2023 | $1,824.00 | $273,180 Land $27,000 Building $246,180 | $273,180 Land $27,000 Building $246,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3279 Pine Tree St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3279 Pine Tree St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LONG SHOALS WATER SYSTEM private · serves 196 people · EPA ID NC0155103 |
|---|---|
| Water Source | Purchased surface water from LINCOLN COUNTY WTP |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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