Lincoln County property record for 3240 Pine Tree St, Lincolnton, NC 28092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,427 sqft · built 1972 |
| Lot Size | 0.514 acres (22,390 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Aug 2021) |
| Tax Bill | $1,681 (2026) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Jan 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3631-42-4860 |
| Primary APN | 3631-42-4860 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,427 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 22,390 sqft (0.514 acres) |
| Pool Area | 512 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 286217 |
|---|---|
| Street Address | 3240 PINE TREE ST |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-9229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | #12 WHISPERING PINES AKA |
| Legal Subdivision | WHISPERING PINES |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | LINCOLNTON |
| Census Block Group | 4 |
| Census Block | 4041 |
| Census Tract | 70400 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3240 PINE TREE ST, LINCOLNTON, NC 28092-9229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage NFM INC |
| Jan 20, 2021 | Warranty Deed, Transfer ATTORNEY ONLY |
| Sep 3, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2021 · Amount on Record |
| Deed Sale | Aug 19, 2021 · Amount on Record |
| Prior Sale | Jan 20, 2021 · Amount on Record |
| Deed Document Number | 2021637171 |
| Deed Book / Page | 3075 / 37 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Aug 19, 2021 |
| Property Address | 3240 PINE TREE ST, LINCOLNTON, NC 28092-9229 |
| Document Number | 307537 |
| Book / Page | 3075 / 37 |
| Map Reference | MB D PG 68 |
| Instrument Date | Aug 18, 2021 |
| Instrument | 637171 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1589 SANDY LN, 1589, LINCOLNTON, NC 28092-8309 |
| Name | Verified Name |
|---|
| Document Number | 637172 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 637172 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jan 20, 2021 |
| Property Address | 3240 PINE TREE ST, LINCOLNTON, NC 28092-9229 |
| Document Number | 2996681 |
| Book / Page | 002996 / 000681 |
| Instrument Date | Jan 18, 2021 |
| Instrument | 623682 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $296.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1589 SANDY LN LINCOLNTON NC 280928309, LINCOLNTON, NC 28092-8309 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Sep 3, 2020 |
| Property Address | 3240 PINE TREE ST, LINCOLNTON, NC 28092-9229 |
| Document Number | 2946707 |
| Book / Page | 002946 / 000707 |
| Instrument Date | Jun 22, 2020 |
| Instrument | 615246 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 403 TRUMPET VINE TRL CEDAR PARK TX 786133778, CEDAR PARK, TX 78613-3778 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,681.00 (+3.7%) | $237,472 (-) Land $27,000 Building $210,472 | $237,472 (-) Land $27,000 Building $210,472 |
| 2025 | $1,621.00 (+1.25%) | $237,472 (-) Land $27,000 Building $210,472 | $237,472 (-) Land $27,000 Building $210,472 |
| 2023 | $1,601.00 | $237,472 Land $27,000 Building $210,472 | $237,472 Land $27,000 Building $210,472 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LONG SHOALS WATER SYSTEM private · serves 196 people · EPA ID NC0155103 |
|---|---|
| Water Source | Purchased surface water from LINCOLN COUNTY WTP |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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