3278 Harborside Dr, Cincinnati, OH 45248 Property Records

Hamilton County property record for 3278 Harborside Dr, Cincinnati, OH 45248

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,358 sqft · built 2013
Lot Size	2.14 acres (93,528 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (May 2013)
Tax Bill	$10,371 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`550-0160-0355-00`

Property Details

APN / Parcel Number

Primary APN	`550-0160-0355-00`
Alternative APN	`0043020`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,358 sqft Living Area
Gross Area	5,602 sqft
1st Floor Area	2,358 sqft
Basement Area	2,358 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	93,528 sqft (2.14 acres)
Garage Type	Attached
Garage Area	886 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3278 HARBORSIDE DR
City	CINCINNATI
State	OH
Zip	45248-4013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BCUP
Legal Description	BRIDGESTONE CT 2.1471 ACSLOT 4 ESTATES OF STONEBRIDGE SUB BLK FREPLAT OF LOT 151 STONEBRIDGE SUB
Legal Subdivision	ESTATES OF STONEBRIDGE SUB
Legal Block	FREPL
Legal Lot Number	151
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3001
Census Tract	21002

Owner

Source: Hamilton County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 E FREEDOM WAY, 230, CINCINNATI, OH 45202-3451
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2013 · Amount on Record
Deed Sale	May 1, 2013 · Amount on Record
Prior Sale	Oct 21, 2008 · Amount on Record
Deed Document Number	201357600
Deed Book / Page	12303 / 890
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Aug 4, 2026
Property Address	3278 HARBORSIDE DR, CINCINNATI, OH 45248-4013
Document Number	0000063286
Book / Page	15721 / 1809
Instrument Date	Jul 24, 2026
Instrument	202663286
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3278 HARBORSIDE DR, CINCINNATI, OH 45248-4013

Mortgage

Document Number	0000063286,
Date	Aug 4, 2026
Book Page	15721/1809
Instrument	202663286

Lender

Name	LCNB NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,371.00 (+2.36%)	$199,206 (-) Land $36,498 Building $162,708	$569,160 (-) Land $104,280 Building $464,880
2024	$10,132.00 (+0.03%)	$199,206 (-) Land $36,498 Building $162,708
2023	$10,129.00 (+7.82%)	$199,206 (+27.15%) Land $36,498 Building $162,708	$569,160 (+27.16%) Land $104,280 Building $464,880
2022	$9,394.00 Homeowner's exemption	$156,664 Land $32,694 Building $123,970
2020			$447,610 Land $93,410 Building $354,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Harborside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures