3211 Harborside Dr, Cincinnati, OH 45248 Property Records

Hamilton County property record for 3211 Harborside Dr, Cincinnati, OH 45248

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 3,549 sqft · built 2005
Lot Size	0.648 acres (28,215 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Jul 2026)
Tax Bill	$10,426 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0160-0332-00`

Property Details

APN / Parcel Number

Primary APN	`550-0160-0332-00`
Alternative APN	`44686944`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,549 sqft Living Area
Gross Area	5,833 sqft
1st Floor Area	2,519 sqft
Basement Area	2,487 sqft
Finished Basement	1,030 sqft
Unfinished Basement	1,457 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	28,215 sqft (0.648 acres)
Garage Type	Attached
Garage Area	827 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	210 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3211 HARBORSIDE DR
City	CINCINNATI
State	OH
Zip	45248-4017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BCUP
Legal Description	BRIDGESTONE CT 20.12XFTIR LOT 37 STONEBRIDGE SUB BLK F
Legal Subdivision	STONEBRIDGE SUB
Legal Block	F
Legal Lot Number	37
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3001
Census Tract	21002

Owner

3211 Harborside Dr is owned by two individuals who bought it in July 2026.

Source: Hamilton County records, as of August 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 6140, CAROL STREAM, IL 60197-6140
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on File
Deed Sale	Jul 2, 2026 · Amount on File
Prior Sale	May 10, 2013 · Amount on File
Deed Document Number	202653603
Deed Book / Page	15699 / 1224
Prior Transfer Date	Nov 12, 2018
Prior Transfer Doc	0000111351
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 2, 2026
Property Address	3211 HARBORSIDE DR, CINCINNATI, OH 45248-4017
Document Number	0000053603
Book / Page	15699 / 1224
Instrument Date	Jun 30, 2026
Instrument	202653603
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139,380.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman

Mortgage

Document Number	0000053604,
Date	Jul 2, 2026
Instrument	202653604

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3211 HARBORSIDE DR, CINCINNATI, OH 45248-4017
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037159
Date	Mar 24, 2021
Book Page	14381/2504
Instrument	2021-0037159

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 3211 Harborside Dr was $10,426, up 2.5% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,426.00 (+2.54%)	$200,582 (-) Land $28,963 Building $171,619	$573,090 Land $82,750 Building $490,340
2024	$10,168.00 (-0.09%)	$200,582 (-) Land $28,963 Building $171,619
2023	$10,177.00 (+4.79%)	$200,582 (+23.59%) Land $28,963 Building $171,619	$573,090 Land $82,750 Building $490,340
2022	$9,712.00 Homeowner's exemption	$162,295 Land $33,320 Building $128,975
2020			$463,700 Land $95,200 Building $368,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3211 Harborside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3211 Harborside Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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