3278 E State Rd 28, Frankfort, IN 46041 Property Records

Clinton County property record for 3278 E State Rd 28, Frankfort, IN 46041

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,652 sqft · built 1950
Lot Size0.89 acres (38,768 sqft)
OwnerIndividual Name on File
Tax Bill$1,884 (2025)
Deeds & MortgagesJan 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN12-11-08-151-003.000-001

Property Details

APN / Parcel Number

Primary APN12-11-08-151-003.000-001
Alternative APNs
  • 00907116901
  • 00152013

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,652 sqft Living Area
1st Floor Area1,652 sqft
Basement Area1,524 sqft
Unfinished Basement1,524 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1978
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area38,768 sqft (0.89 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00907116901
Street Address3278 E STATE ROAD 28
CityFRANKFORT
StateIN
Zip46041-9473
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description001-14020-00 PT W NW 8-21-1E .89A 170-B
JurisdictionCLINTON IN
Township / Civil DivisionCENTER
Census Block Group4
Census Block4040
Census Tract950200

Owner

3278 E State Rd 28 is owned and occupied by an individual.

Source: Clinton County records, as of June 23, 2026

Owner of RecordIndividual Name on File
Mailing Address3278 E STATE ROAD 28, FRANKFORT, IN 46041-9473
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON IN
Property Address3278 E STATE ROAD 28, FRANKFORT, IN 46041-9473
Transaction TypeMortgage
Record UpdatedMay 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3278 E STATE ROAD 28, FRANKFORT, IN 46041-9473

Mortgage

Document Number0020230230
DateJan 23, 2023
Instrument20230230
Lender
NameINDUSTRIAL FCU
TypeCredit Union
AddressLAFAYETTE, IN 47905
Agreement
AmountAmount on Record
Term120 Months
DueJan 17, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 3278 E State Rd 28 was $1,884 with a homeowner's exemption, up 12.9% from the year before.

Source: Clinton County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyClinton County
County SubdivisionCenter Township
Unified School DistrictFrankfort Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,884.00 (+12.88%) Homeowner's exemption$198,100 Land $25,300 Building $172,800$198,100 Land $25,300 Building $172,800
2024$1,669.00 (-2%)
2023$1,703.00 (+18.35%)$161,200 (-) Land $25,300 Building $135,900$161,200 (-) Land $25,300 Building $135,900
2022$1,439.00$161,200 Land $25,300 Building $135,900$161,200 Land $25,300 Building $135,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3278 E State Rd 28 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1989)
Most Recent ClaimAug 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3278 E State Rd 28 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
FiberHawk
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on E State Rd 28

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