Clinton County property record for 3231 E State Rd 28, Frankfort, IN 46041
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1963 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $979 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-11-08-301-007.000-001 |
| Primary APN | 12-11-08-301-007.000-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Type | Mixed |
| Garage Area | 1,040 sqft |
| Parking Spaces | 4 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 00575868663 |
|---|---|
| Street Address | 3231 E STATE ROAD 28 |
| City | FRANKFORT |
| State | IN |
| Zip | 46041-9473 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 001-19052-00 PT NW SW 8-21-1E .55A 93-D |
| Jurisdiction | CLINTON IN |
| Township / Civil Division | CENTER |
| Census Block Group | 3 |
| Census Block | 3064 |
| Census Tract | 950200 |
3231 E State Rd 28 is owned and occupied by an individual who acquired it in November 2023.
Source: Clinton County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3221 E STATE ROAD 28, FRANKFORT, IN 46041-9473 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2023 | Intrafamily Transfer, Transfer |
| Oct 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Oct 7, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2019 |
| Deed Sale | Oct 7, 2019 |
| Prior Sale | Apr 27, 2012 · Amount on File |
| Deed Document Number | 20193662 |
| Last Transfer Date | Nov 9, 2023 |
| Transfer Doc | 0020233688 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLINTON IN |
| Recording Date | Nov 16, 2023 |
| Property Address | 3231 E STATE ROAD 28, FRANKFORT, IN 46041-9473 |
| Document Number | 0020233688 |
| Instrument Date | Nov 9, 2023 |
| Instrument | 20233688 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3231 E STATE ROAD 28, FRANKFORT, IN 46041-9473 |
| Name | Verified Name |
|---|---|
| Address | 3231 E STATE ROAD 28, FRANKFORT, IN 46041-9473 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON IN |
| Property Address | 3231 E STATE ROAD 28, FRANKFORT, IN 46041-9473 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20193802 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 2019-3802 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON IN |
| Recording Date | Oct 7, 2019 |
| Property Address | 3231 E STATE ROAD 28, FRANKFORT, IN 46041-9473 |
| Document Number | 20193662 |
| Instrument Date | Oct 4, 2019 |
| Instrument | 2019-3662 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3231 E STATE ROAD 28, FRANKFORT, IN 46041-9473 |
The 2025 property tax bill for 3231 E State Rd 28 was $979 with a homeowner's exemption, up 57.9% from the year before.
Source: Clinton County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Clinton County |
| County Subdivision | Center Township |
| Unified School District | Frankfort Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $979.00 (+57.9%) Homeowner's exemption | $134,500 Land $19,900 Building $114,600 | $134,500 Land $19,900 Building $114,600 |
| 2024 | $620.00 (-29.3%) | ||
| 2023 | $877.00 (+19.97%) | $114,200 (-0.35%) Land $19,900 Building $94,300 | $114,200 (-0.35%) Land $19,900 Building $94,300 |
| 2022 | $731.00 | $114,600 Land $19,900 Building $94,700 | $114,600 Land $19,900 Building $94,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3231 E State Rd 28 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2009–2013) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3231 E State Rd 28 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| FiberHawk Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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