3276 Lake St, Beloit, OH 44609 Property Records

Columbiana County property record for 3276 Lake St, Beloit, OH 44609

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 884 sqft · built 1930
Lot Size	0.074 acres (3,202 sqft)
Owner	2 Individual Names on Record
Tax Bill	$246 (2025)
Deeds & Mortgages	Feb 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`32-00887.000`

Property Details

APN / Parcel Number

Primary APN	`32-00887.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	1,768 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	3,202 sqft (0.074 acres)
Lot Dimensions	80 ft deep x 40 ft wide
Garage Type	Carport
Garage Area	190 sqft
Carport	Carport
Carport Area	190 sqft
Porch	Patio
Porch Area	182 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3276 LAKE ST
City	BELOIT
State	OH
Zip	44609-9437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	113 PLACENTIA 40'
Jurisdiction	COLUMBIANA OH
Township / Civil Division	KNOX
Census Block Group	4
Census Block	4035
Census Tract	950800

Owner

Source: Columbiana County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3276 LAKE ST, BELOIT, OH 44609-9437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIANA OH
Property Address	3276 LAKE ST, BELOIT, OH 44609-9437
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3276 LAKE ST, BELOIT, OH 44609-9437

Mortgage

Document Number	2456/90
Date	Feb 5, 2021
Book Page	2456/90
Instrument	202100001395

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 7, 2051

Tax Assessment & Valuation

Source: Columbiana County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Columbiana County
County Subdivision	Knox Township
Unified School District	West Branch Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$246.00 (+46.43%) Homeowner's exemption	$18,980 (+26.96%) Land $1,370 Building $17,610	$54,200 (+26.93%) Land $3,900 Building $50,300
2023	$168.00 Homeowner's exemption	$14,950 Land $1,090 Building $13,860
2022			$42,700 Land $3,100 Building $39,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2003–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20
Smart Way Communications Fixed Wireless	50 / 7
Frontier DSL	10 / 1

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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