3249 Lake St, Beloit, OH 44609 Property Records

Columbiana County property record for 3249 Lake St, Beloit, OH 44609

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 588 sqft · built 1920
Lot Size	0.071 acres (3,080 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Mar 2026)
Tax Bill	$476 (2025)
Deeds & Mortgages	Mar 2026 Sale & Construction Loan Sep 2025 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`32-00890.000`

Property Details

APN / Parcel Number

Primary APN	`32-00890.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	588 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	588 sqft
Unfinished Basement	588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	3,080 sqft (0.071 acres)
Lot Dimensions	70 ft deep x 44 ft wide
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3249 LAKE ST
City	BELOIT
State	OH
Zip	44609-9438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	54 PLAC PARK CO 43 1/2
Legal Subdivision	LAKE PACENTIA PARK ALLOTMENT
Jurisdiction	COLUMBIANA OH
Township / Civil Division	KNOX
Census Block Group	4
Census Block	4041
Census Tract	950800

Owner

3249 Lake St is owned and occupied by an individual who bought it in March 2026.

Source: Columbiana County records, as of April 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3249 LAKE ST, BELOIT, OH 44609-9438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Warranty Deed, Construction Loan · Construction Mortgage PORTAGE COMMUNITY BANK
Sep 5, 2025	Quit Claim Deed, Transfer Quitclaim
Feb 15, 2023	Affidavit of Death of Joint Tenant, Transfer
Oct 13, 2021	Transfer on Death Deed, Transfer
Oct 7, 2021	Certificate of Transfer, Transfer
Oct 8, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2026 · Amount on File
Deed Sale	Mar 30, 2026 · Amount on File
Prior Sale	Sep 5, 2025 · Amount on File
Deed Document Number	20262872
Deed Book / Page	2804 / 971
Prior Transfer Date	Sep 4, 2025
Prior Transfer Doc	002767/340
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	COLUMBIANA OH
Recording Date	Mar 30, 2026
Property Address	3249 LAKE ST, BELOIT, OH 44609-9438
Document Number	002804/971
Book / Page	2804 / 971
Map Reference	VOL 1 PG 51
Instrument Date	Mar 27, 2026
Instrument	2026-00002872
Transaction Type	Construction Loan
Record Updated	Apr 14, 2026
Title Company	HERITAGE UNION TITLE COMPANY LIMITED, HERITAGE UNION TITLE CO LTD

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3249 LAKE ST, BELOIT, OH 44609-9438

Mortgage

Document Number	202600002873
Date	Mar 30, 2026
Instrument	2026-00002873

Lender

Name	PORTAGE COMMUNITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Apr 1, 2057

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Apr 1, 2032
Change Frequency	5 Years
Min Rate At Change	5%
Max Rate At Change	8.75%
Index	5-Year TN
Max Rate	12.7%

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLUMBIANA OH
Recording Date	Sep 5, 2025
Property Address	3249 LAKE ST, BELOIT, OH 44609-9438
Document Number	002767/340
Book / Page	2767 / 340
Map Reference	VOL 1 PG 51
Instrument Date	Sep 4, 2025
Instrument	2025-00008749
Transaction Type	Transfer
Record Updated	Sep 24, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 S SENECA AVE, ALLIANCE, OH 44601-4313

February 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	COLUMBIANA OH
Recording Date	Feb 15, 2023
Property Address	3249 LAKE ST, BELOIT, OH 44609-9438
Document Number	002609/289
Book / Page	2609 / 289
Map Reference	VOL 1 PG 51
Instrument Date	Feb 14, 2023
Instrument	2023-00001462
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3236 LAKE ST, BELOIT, OH 44609-9437

October 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COLUMBIANA OH
Recording Date	Oct 13, 2021
Property Address	3249 LAKE ST, BELOIT, OH 44609-9438
Document Number	002514/116
Book / Page	2514 / 116
Map Reference	VOL 1 PG 51
Instrument Date	Oct 12, 2021
Instrument	202100012714
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3236 LAKE ST, BELOIT, OH 44609-9437

October 2021: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	COLUMBIANA OH
Recording Date	Oct 7, 2021
Property Address	3249 LAKE ST, BELOIT, OH 44609-9438
Document Number	2513/123
Book / Page	2513 / 123
Map Reference	VOL 1 PG 51
Instrument Date	Sep 6, 2021
Instrument	202100012521
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 ARBOR POINTE AVE, MINNEOLA, FL 34715-6048

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIANA OH
Recording Date	Oct 8, 2021
Property Address	3249 LAKE ST, BELOIT, OH 44609-9438
Document Number	2513/249
Book / Page	2513 / 249
Map Reference	VOL 1 PG 51
Instrument Date	Sep 2, 2021
Instrument	202100012562
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3236 LAKE ST, BELOIT, OH 44609-9437

Tax Assessment & Valuation

The 2025 property tax bill for 3249 Lake St was $476 with a homeowner's exemption, up 18.7% from the year before.

Source: Columbiana County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Columbiana County
County Subdivision	Knox Township
Unified School District	West Branch Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$476.00 (+18.7%) Homeowner's exemption	$17,050 (+27.14%) Land $1,960 Building $15,090	$48,700 Land $5,600 Building $43,100
2024	$401.00	$13,410 (-) Land $1,540 Building $11,870
2023	$401.00	$13,410 Land $1,540 Building $11,870
2022			$38,300 Land $4,400 Building $33,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3249 Lake St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2003–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3249 Lake St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20
Smart Way Communications Fixed Wireless	50 / 7
Frontier DSL	10 / 1

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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