Macon County property record for 3275 E Cedar St, Decatur, IL 62521
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,096 sqft · built 1951 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Oct 2024) |
| Tax Bill | $3,062 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Sep 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-13-19-452-005 |
| Primary APN | 09-13-19-452-005 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,096 sqft Living Area |
| 1st Floor Area | 1,096 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|
| Account Number | 091319452005 |
|---|---|
| Street Address | 3275 E CEDAR ST |
| City | DECATUR |
| State | IL |
| Zip | 62521-4718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNICIPAL |
| Legal Description | RAMSEY SUBD SEC LOT 10 02BK3263/896 IRREG 97BK2741/697 57,000 |
| Legal Subdivision | RAMSEY SUBD |
| Legal Lot Number | 10 |
| Jurisdiction | MACON IL |
| Township / Civil Division | LONG CREEK |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 2402 |
3275 E Cedar St is owned by two individuals who bought it in October 2024.
Source: Macon County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1640 SAINT PIERRE LN, MT ZION, IL 62549-1838 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2024 | Deed of Trust, Mortgage · Line of Credit SCOTT STATE BANK |
| Sep 26, 2023 | Deed, Transfer |
| Aug 31, 2020 | Administrator's Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2024 · Amount on File |
| Deed Sale | Oct 9, 2024 · Amount on File |
| Prior Sale | Aug 31, 2020 · Amount on File |
| Deed Document Number | 20249158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Property Address | 3275 E CEDAR ST, DECATUR, IL 62521-4718 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Title Company | CENTRAL ILLINOIS TITLE |
| Name | Verified Name |
|---|
| Document Number | 005001/268 |
|---|---|
| Date | Mar 5, 2024 |
| Book Page | 5001/268 |
| Instrument | 2022889 |
| Name | SCOTT STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | Sep 26, 2023 |
| Property Address | 3275 E CEDAR ST, DECATUR, IL 62521-4718 |
| Document Number | 004976/309 |
| Book / Page | 4976 / 309 |
| Map Reference | BK 982 PG 04 |
| Instrument Date | Jul 18, 2022 |
| Instrument | 2016790 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $145.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6435 CAMP WARREN RD, DECATUR, IL 62521-9689 |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | Aug 31, 2020 |
| Property Address | 3275 E CEDAR ST, DECATUR, IL 62521-4718 |
| Document Number | 004764/503 |
| Book / Page | 4764 / 503 |
| Map Reference | PB 982 PG 4 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 1966200 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $52.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 234 S FRANKLIN ST, DECATUR, IL 62523-1314 |
The 2025 property tax bill for 3275 E Cedar St was $3,062.
Source: Macon County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Macon County |
| County Subdivision | Long Creek Township |
| Municipality | Decatur City |
| Unified School District | Decatur School District 61 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,062.00 | $33,754 Land $6,834 Building $26,920 | $101,272 Land $20,504 Building $80,768 |
| 2022 | $2,642.00 | $26,842 Land $5,776 Building $21,066 | $80,534 Land $17,330 Building $63,204 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3275 E Cedar St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2008–2009) |
| Most Recent Claim | Oct 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3275 E Cedar St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECATUR serves 76,122 people · EPA ID IL1150150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures