3258 E Cedar St, Decatur, IL 62521 Property Records

Macon County property record for 3258 E Cedar St, Decatur, IL 62521

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,804 sqft · built 1956
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Tax Bill	$3,722 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-13-19-451-010`

Property Details

APN / Parcel Number

Primary APN	`09-13-19-451-010`
Alternative APN	`13-19-451-010`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,804 sqft Living Area
1st Floor Area	1,804 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Detached
Garage Area	720 sqft
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	091319451010
Street Address	3258 E CEDAR ST
City	DECATUR
State	IL
Zip	62521-4719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	RAMSEY SUBD LOT 8 IRREG
Legal Range	03E
Legal Township	16N
Legal Section	19
Legal Subdivision	RAMSEY SUBD
Legal Lot Number	8
Jurisdiction	MACON IL
Township / Civil Division	LONG CREEK
Census Block Group	3
Census Block	3004
Census Tract	2402

Owner

Source: Macon County records · APN 09-13-19-451-010

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3258 E CEDAR ST, DECATUR, IL 62521-4719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 31, 1976
Deed Sale	Aug 31, 1976
Deed Document Number	19761884 PG341
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Oct 27, 2023
Property Address	3258 E CEDAR ST, DECATUR, IL 62521-4719
Document Number	004981/762
Book / Page	4981 / 762
Map Reference	BK 892 PG 4
Instrument Date	Oct 26, 2023
Instrument	2018064
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	CENTRAL ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$177.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3258 E CEDAR ST, DECATUR, IL 62521-4719

Mortgage

Document Number	0002018065
Date	Oct 27, 2023
Instrument	2018065

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

Interest

Rate Type	Fixed Rate
Rate	7.25%

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Long Creek Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,722.00 (+44.15%)	$47,024 (+26.32%) Land $6,834 Building $40,190	$141,086 (+26.32%) Land $20,504 Building $120,582
2022	$2,582.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$37,225 Land $5,776 Building $31,449	$111,686 Land $17,330 Building $94,356

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 28, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2008–2009)
Most Recent Claim	Oct 2009 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 209 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DECATUR serves 76,122 people
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.