Lincoln County property record for 3274 Harmon Rd, Lincolnton, NC 28092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,225 sqft · built 2003 |
| Lot Size | 0.781 acres (34,020 sqft) |
| Owner | Company Name on Record |
| Last Sale | $123,000 (Dec 2012) |
| Tax Bill | $1,578 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3603-63-4463 |
| Primary APN | 3603-63-4463 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,225 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 34,020 sqft (0.781 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 243653 |
|---|---|
| Street Address | 3274 HARMON RD |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-1776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-T |
| Legal Description | #32 HEAVNERS FARM 1/1 |
| Legal Subdivision | HEAVNERS FARM |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | HOWARDS CREEK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 70500 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 6, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 20, 2019 | Deed of Trust, Mortgage · Line of Credit LOCAL GOV'T EMPS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2012 · Amount on Record |
| Deed Sale | Dec 14, 2012 · Amount on Record |
| Prior Sale | Jul 23, 2012 · Amount on Record |
| Deed Document Number | 2012501112 |
| Deed Book / Page | 2361 / 703 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3274 HARMON RD, LINCOLNTON, NC 28092-1776 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Title Company | UNKNOWN, ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 3274 HARMON RD, LINCOLNTON, NC 28092-1776 |
| Document Number | 0003453481 |
|---|---|
| Date | Nov 6, 2025 |
| Book Page | 3453/481 |
| Instrument | 701680 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3274 HARMON RD, LINCOLNTON, NC 28092-1776 |
| Document Number | 286554 |
| Instrument Date | Nov 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 3274 HARMON RD LINCOLNTON NC 280921776, LINCOLNTON, NC 28092-1776 |
| Document Number | 286554 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 002865/000054 |
| Instrument | 601165 |
| Name | LOCAL GOV'T EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | LINCOLNTON, NC 28093 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,578.00 (+1.28%) | $226,767 (-) Land $28,000 Building $198,767 | $226,767 (-) Land $28,000 Building $198,767 |
| 2023 | $1,558.00 | $226,767 Land $28,000 Building $198,767 | $226,767 Land $28,000 Building $198,767 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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