3256 Harmon Rd, Lincolnton, NC 28092 Property Records

Lincoln County property record for 3256 Harmon Rd, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,250 sqft · built 1998
Lot Size	0.707 acres (30,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Oct 2017)
Tax Bill	$1,416 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3603-63-6237`

Property Details

APN / Parcel Number

Primary APN	`3603-63-6237`
Alternative APNs	`360300636237` `264263` `54563`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,250 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	30,797 sqft (0.707 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	264263
Street Address	3256 HARMON RD
City	LINCOLNTON
State	NC
Zip	28092-1776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-T
Legal Description	#23 HEAVNERS FARM 2/1
Legal Subdivision	HEAVNERS FARM PROP
Jurisdiction	LINCOLN NC
Township / Civil Division	HOWARDS CREEK
Census Block Group	1
Census Block	1032
Census Tract	70500

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3256 HARMON RD, LINCOLNTON, NC 28092-1776
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 5, 2017	Warranty Deed, Transfer BBMC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2017 · Amount on Record
Deed Sale	Oct 5, 2017 · Amount on Record
Prior Sale	Jul 9, 2009 · Amount on Record
Deed Document Number	2017569013
Deed Book / Page	2697 / 723
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Recording Date	Jun 10, 2026
Property Address	3256 HARMON RD, LINCOLNTON, NC 28092-1776
Document Number	0000710817
Book / Page	3511 / 19
Instrument Date	Jun 5, 2026
Instrument	2026710817
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3256 HARMON RD, LINCOLNTON, NC 28092-1776

Mortgage

Document Number	0000710817,
Date	Jun 10, 2026
Book Page	3511/19
Instrument	2026710817

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Oct 5, 2017
Property Address	3256 HARMON RD, LINCOLNTON, NC 28092-1776
Document Number	2697723
Book / Page	002697 / 000723
Instrument Date	Oct 4, 2017
Instrument	569013
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3256 HARMON RD LINCOLNTON NC 280921776, LINCOLNTON, NC 28092-1776

Mortgage

Document Number	2697725
Date	Oct 5, 2017
Book Page	002697/000725
Instrument	569014

Lender

Name	BBMC MTG
Type	Mortgage Company
Address	DELAWARE, IL 60148

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,416.00	$201,237 (-) Land $28,000 Building $173,237	$201,237 (-) Land $28,000 Building $173,237
2025	$1,416.00 (+1.43%)	$201,237 (-) Land $28,000 Building $173,237	$201,237 (-) Land $28,000 Building $173,237
2023	$1,396.00	$201,237 Land $28,000 Building $173,237	$201,237 Land $28,000 Building $173,237

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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