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3274 Breakers Way, Orlando, FL 32825 Property Records

Orange County property record for 3274 Breakers Way, Orlando, FL 32825

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,374 sqft · built 2002
Lot Size0.175 acres (7,618 sqft)
OwnerIndividual Name on File
Last Sale$214,000 (May 2005)
Tax Bill$2,250 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Nov 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-23-31-0206-00-420

Property Details

APN / Parcel Number

Primary APN09-23-31-0206-00-420
Alternative APNs
  • 312309020600420
  • 632406
  • 638719
  • 643516

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,374 sqft Living Area
Gross Area1,798 sqft
1st Floor Area1,374 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,618 sqft (0.175 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area24 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3274 BREAKERS WAY
CityORLANDO
StateFL
Zip32825-2735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionANDOVER CAY PH 3A 50/89 LOT 42
Legal Range31E
Legal Township23S
Legal Section09
Legal SubdivisionANDOVER CAY PH 3A
Legal Phase3A
Legal Tract206
Legal Lot Number42
JurisdictionORANGE FL
Township / Civil DivisionUNION PARK
Census Block Group1
Census Block1001
Census Tract16753

Owner

3274 Breakers Way is owned and occupied by an individual who bought it in May 2005.

Source: Orange County records, as of May 4, 2026

Owner of RecordIndividual Name on File
Mailing Address3274 BREAKERS WAY, ORLANDO, FL 32825-2735
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2023Deed of Trust, Mortgage · Line of Credit
FAIRWINDS CU
Nov 2, 2017Deed of Trust, Mortgage · Line of Credit
FAIRWINDS CU
Jun 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
FAIRWINDS CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2005 · Amount on File
Deed SaleMay 26, 2005 · Amount on File
Prior SaleDec 28, 2002 · Amount on File
Deed Document Number2005351227
Deed Book / Page7987 / 1186
Record UpdatedJun 8, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address3274 BREAKERS WAY, ORLANDO, FL 32825-2735
Transaction TypeMortgage
Record UpdatedFeb 17, 2023
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3274 BREAKERS WAY, ORLANDO, FL 32825-2735

Mortgage

Document Number0000059522
DateFeb 2, 2023
Instrument20230059522
Lender
NameFAIRWINDS CU
TypeCredit Union
AddressORLANDO, FL 32826
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueFeb 2, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address3274 BREAKERS WAY, ORLANDO, FL 32825-2735
Document Number0000618448
Instrument DateNov 2, 2017
Transaction TypeMortgage
Record UpdatedNov 24, 2017
Title CompanyMORTGAGE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3274 BREAKERS WAY ORLANDO FL 328252735, ORLANDO, FL 32825-2735

Mortgage

Document Number0000618448
DateNov 10, 2017
Instrument618448
Lender
NameFAIRWINDS CU
AddressORLANDO, FL 32826
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 9, 2047
Interest
Rate TypeAdjustable Rate

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address3274 BREAKERS WAY, ORLANDO, FL 32825-2735
Document Number0000361764
Instrument DateJun 22, 2017
Transaction TypeMortgage
Record UpdatedJul 11, 2017
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3274 BREAKERS WAY ORLANDO FL 328252735, ORLANDO, FL 32825-2735

Mortgage

Document Number0000361764
DateJun 28, 2017
Instrument361764
Lender
NameFAIRWINDS CU
AddressORLANDO, FL 32826
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 27, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 3274 Breakers Way was $2,250, up 7.4% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$146,224 (+2.7%)$321,900 (-1.18%) Land $90,000 Building $231,900
2025$2,250.00 (+7.45%) Homeowner's exemption$142,380$325,760 Land $90,000 Building $235,760
2024$2,094.00 (+8.44%)
2023$1,931.00 (+6.27%) Homeowner's exemption$134,337 (+3%)$292,298 (+17.32%) Land $85,000 Building $207,298
2022$1,817.00 Homeowner's exemption$130,424$249,151 Land $75,000 Building $174,151

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3274 Breakers Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 32 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims2 (2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3274 Breakers Way is high, ranking above 85% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 85% of the US · above 77% of Florida
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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