3268 Breakers Way, Orlando, FL 32825 Property Records

Orange County property record for 3268 Breakers Way, Orlando, FL 32825

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,640 sqft · built 2003
Lot Size0.209 acres (9,108 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (Jan 2019)
Tax Bill$3,972 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jan 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-23-31-0206-00-430

Property Details

APN / Parcel Number

Primary APN09-23-31-0206-00-430
Alternative APNs
  • 312309020600430
  • 632408
  • 638720
  • 643517

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,640 sqft Living Area
Gross Area2,172 sqft
1st Floor Area1,640 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,108 sqft (0.209 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3268 BREAKERS WAY
CityORLANDO
StateFL
Zip32825-2735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionANDOVER CAY PH 3A 50/89 LOT 43
Legal Range31E
Legal Township23S
Legal Section09
Legal SubdivisionANDOVER CAY PH 3A
Legal Phase3A
Legal Tract206
Legal Lot Number43
JurisdictionORANGE FL
Township / Civil DivisionUNION PARK
Census Block Group1
Census Block1001
Census Tract16753

Owner

3268 Breakers Way is owned and occupied by an individual who bought it in January 2019.

Source: Orange County records, as of May 4, 2026

Owner of RecordIndividual Name on File
Mailing Address3268 BREAKERS WAY, ORLANDO, FL 32825-2735
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
Jan 25, 2019Warranty Deed, Transfer · VA Mortgage
BROKER SOLUTIONS INC
Jul 17, 2017Warranty Deed, Transfer · Conventional Mortgage
THE MTG FIRM

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 25, 2019 · Amount on File
Deed SaleJan 25, 2019 · Amount on File
Prior SaleJul 1, 2017 · Amount on File
Deed Document Number201950366
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address3268 BREAKERS WAY, ORLANDO, FL 32825-2735
Transaction TypeMortgage
Record UpdatedMar 4, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address3268 BREAKERS WAY, ORLANDO, FL 32825-2735

Mortgage

Document Number20210090885
DateFeb 16, 2021
Instrument20210090885
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJan 25, 2019
Property Address3268 BREAKERS WAY, ORLANDO, FL 32825-2735
Document Number0000050366
Map ReferenceMB 50 PG 89-91
Instrument DateJan 23, 2019
Instrument20190050366
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyFIDELITY NATIONAL TITLE OF F

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,785.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3268 BREAKERS WAY, ORLANDO, FL 32825-2735

Mortgage

Document Number0000050367
DateJan 25, 2019
Instrument20190050367
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2049

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJul 17, 2017
Property Address3268 BREAKERS WAY, ORLANDO, FL 32825-2735
Document Number0000395072
Instrument DateJul 13, 2017
Instrument395072
Transaction TypeTransfer
Record UpdatedJul 26, 2017
Title CompanyFIRST FL TITLE AND TRUST, FIRST FL TITLE & TRUST

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,309.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3268 BREAKERS WAY ORLANDO FL 328252735, ORLANDO, FL 32825-2735

Mortgage

Document Number395073
DateJul 17, 2017
Instrument395073
Lender
NameTHE MTG FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3268 Breakers Way was $3,972, up 5.4% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$261,287 (+2.7%)$350,890 (-1.21%) Land $90,000 Building $260,890
2025$3,972.00 (+5.44%) Homeowner's exemption$254,418$355,200 Land $90,000 Building $265,200
2024$3,767.00 (+8%)
2023$3,488.00 (+4.68%) Homeowner's exemption$240,047 (+3%)$319,683 (+17.33%) Land $85,000 Building $234,683
2022$3,332.00 Homeowner's exemption$233,055$272,463 Land $75,000 Building $197,463

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3268 Breakers Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 32 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims2 (2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3268 Breakers Way is high, ranking above 85% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 85% of the US · above 77% of Florida
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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