32735 Ripon Ct, Union City, CA 94587 Property Records

Alameda County property record for 32735 Ripon Ct, Union City, CA 94587

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,088 sqft · built 1984
Lot Size	0.181 acres (7,900 sqft)
Owner	2 Individual Names on File
Last Sale	$1,655,000 (Apr 2025)
Tax Bill	$7,384 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`543-438-121`

Property Details

APN / Parcel Number

Primary APN	`543-438-121`
Alternative APN	`543-0438-121-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,088 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,900 sqft (0.181 acres)

Location & Zoning

Street Address	32735 RIPON CT
City	UNION CITY
State	CA
Zip	94587-5418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00003 BLK: TR: 4688
Legal Subdivision	MAP/4688
Legal Tract	4688
Legal Lot Number	3
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	3
Census Block	3004
Census Tract	441501

Owner

32735 Ripon Ct is owned and occupied by two individuals who bought it in April 2025.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32735 RIPON CT, UNION CITY, CA 94587-5418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage THE GOLDEN 1 CU
May 4, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2025 · Amount on File
Deed Sale	Apr 23, 2025 · Amount on File
Prior Sale	Sep 21, 1999 · Amount on File
Deed Document Number	202553911
Prior Transfer Date	Oct 27, 1993
Prior Transfer Doc	0000397876
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	32735 RIPON CT, UNION CITY, CA 94587-5418
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32735 RIPON CT, UNION CITY, CA 94587-5418

Mortgage

Document Number	0000125802
Date	Oct 8, 2025
Instrument	2025125802

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	8945 CAL CENTER DR, SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	Other
Max Rate	10.3%

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	May 4, 2023
Property Address	32735 RIPON CT, UNION CITY, CA 94587-5418
Document Number	0000050784
Map Reference	MB 132 PG 87
Instrument Date	Apr 11, 2023
Instrument	2023050784
Transaction Type	Transfer
Record Updated	May 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	32735 RIPON CT, UNION CITY, CA 94587-5418

Tax Assessment & Valuation

The 2025 property tax bill for 32735 Ripon Ct was $7,384.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,688,100 (+223.06%) Land $506,430 Building $1,181,670
2025	$7,384.00 Homeowner's exemption	$522,541 Land $169,057 Building $353,484
2023	$7,520.00 Homeowner's exemption	$502,254 Land $162,494 Building $339,760	$1,159,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 32735 Ripon Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32735 Ripon Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 976 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	580 / 125
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Sail Internet, Verizon.

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