32730 Ripon Ct, Union City, CA 94587 Property Records

Alameda County property record for 32730 Ripon Ct, Union City, CA 94587

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,321 sqft · built 1984
Lot Size	0.176 acres (7,660 sqft)
Owner	Company Name on File
Last Sale	$1,720,000 (Jun 2021)
Tax Bill	$24,135 (2025)
Deeds & Mortgages	Dec 2023 Transfer Jun 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`543-438-126`

Property Details

APN / Parcel Number

Primary APN	`543-438-126`
Alternative APN	`543-0438-126-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,321 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,660 sqft (0.176 acres)

Location & Zoning

Street Address	32730 RIPON CT
City	UNION CITY
State	CA
Zip	94587-5418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00008 BLK: TR: 4688
Legal Subdivision	TRACT 4688
Legal Tract	4688
Legal Lot Number	8
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	3
Census Block	3004
Census Tract	441501

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	32730 RIPON CT, UNION CITY, CA 94587-5418
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Intrafamily Transfer, Transfer
Jun 2, 2021	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Jun 2, 2021	Grant Deed, Transfer NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC
Oct 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Jun 5, 2020	Deed of Trust, Mortgage · SBA Mortgage COGENT BANK
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage LADERA LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2021 · Amount on File
Deed Sale	Jun 2, 2021 · Amount on File
Prior Sale	Oct 31, 2007 · Amount on File
Deed Document Number	2021203281
Prior Transfer Date	Jan 18, 2008
Prior Transfer Doc	0000019052
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Dec 21, 2023
Property Address	32730 RIPON CT, UNION CITY, CA 94587-5418
Document Number	0000148906
Map Reference	MB 132 PG 87
Instrument Date	Dec 1, 2023
Instrument	2023148906
Transaction Type	Transfer
Record Updated	Feb 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32730 RIPON CT, UNION CITY, CA 94587-5418

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 2, 2021
Property Address	32730 RIPON CT, UNION CITY, CA 94587-5418
Document Number	0000203281
Map Reference	MB 132 PG 87
Instrument Date	May 26, 2021
Instrument	2021203281
Transaction Type	Transfer
Record Updated	Jun 17, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	32730 RIPON CT, UNION CITY, CA 94587-5418

Mortgage

Document Number	0000203282
Date	Jun 2, 2021
Instrument	2021203282

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jun 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	7.62%

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 2, 2021
Property Address	32730 RIPON CT, UNION CITY, CA 94587-5418
Document Number	0000203280
Map Reference	MB 132 PG 87
Instrument Date	May 25, 2021
Instrument	2021203280
Transaction Type	Transfer
Record Updated	Jun 17, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5001 PIAZZA PL, EL DORADO HILLS, CA 95762-4151

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	32730 RIPON CT, UNION CITY, CA 94587-5418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000221035
Date	Oct 30, 2019
Instrument	2019221035

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	32730 RIPON CT, UNION CITY, CA 94587-5418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000129630
Date	Jun 5, 2020
Instrument	2020129630

Lender

Name	COGENT BANK
Type	Bank
Address	MORGAN HILL, CA 95037

Agreement

Type	SBA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	32730 RIPON CT, UNION CITY, CA 94587-5418
Document Number	0000142762
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	32730 RIPON CT UNION CITY CA 945875418, UNION CITY, CA 94587-5418

Mortgage

Document Number	0000142762
Date	Jun 19, 2020
Instrument	142762

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 18, 2035

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,891,983 (+1.62%) Land $662,436 Building $1,236,547
2025	$24,135.00 (+4.01%) Homeowner's exemption	$1,861,762 (+4.04%) Land $649,452 Building $1,212,310
2023	$23,205.00 Homeowner's exemption	$1,789,488 Land $624,240 Building $1,165,248	$1,689,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	580 / 125
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Sail Internet Fixed Wireless	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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