3272 Silver Ridge Ct, Oceanside, CA 92058 Property Records

San Diego County property record for 3272 Silver Ridge Ct, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,522 sqft · built 1997
Lot Size	0.296 acres (12,885 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Dec 2017)
Tax Bill	$7,456 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146-311-09-00`

Property Details

APN / Parcel Number

Primary APN	`146-311-09-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,522 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	12,885 sqft (0.296 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3272 SILVER RIDGE CT
City	OCEANSIDE
State	CA
Zip	92058-7037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 40 TR 013093
Legal Subdivision	CALIFORNIA BRISAS
Legal Tract	013093
Legal Block	3
Legal Lot Number	40
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	18601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3272 SILVER RIDGE CT, OCEANSIDE, CA 92058-7037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 11, 2017	Grant Deed, Transfer · FHA Mortgage JMJ FINANCIAI GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2017 · Amount on Record
Deed Sale	Dec 11, 2017 · Amount on Record
Prior Sale	Jul 9, 2001 · Amount on Record
Deed Document Number	2017574983
Prior Transfer Date	Sep 9, 2009
Prior Transfer Doc	0000504103
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3272 SILVER RIDGE CT, OCEANSIDE, CA 92058-7037
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3272 SILVER RIDGE CT, OCEANSIDE, CA 92058-7037

Mortgage

Document Number	0000068587
Date	Jan 28, 2021
Instrument	2021-0068587

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Feb 1, 2048

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 11, 2017
Property Address	3272 SILVER RIDGE CT, OCEANSIDE, CA 92058-7037
Document Number	0000574983
Map Reference	MAP13093
Instrument Date	Oct 20, 2017
Instrument	2017-0574983
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3272 SILVER RIDGE CT, OCEANSIDE, CA 92058-7037

Mortgage

Document Number	0000574985
Date	Dec 11, 2017
Instrument	2017-0574985

Lender

Name	JMJ FINANCIAI GROUP
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$682,953 (+2%) Land $261,734 Building $421,219
2025	$7,456.00 (+14.71%) Homeowner's exemption	$669,562 (+13.38%) Land $256,602 Building $412,960
2023	$6,500.00 (+1.56%) Homeowner's exemption	$590,564 Land $246,639 Building $343,925
2022	$6,400.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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