3241 Silver Ridge Ct, Oceanside, CA 92058 Property Records

San Diego County property record for 3241 Silver Ridge Ct, Oceanside, CA 92058

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,806 sqft · built 1997
Lot Size0.18 acres (7,831 sqft)
Owner2 Individual Names on Record
Last Sale$370,000 (Nov 2009)
Tax Bill$5,389 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN146-311-03-00

Property Details

APN / Parcel Number

Primary APN146-311-03-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,806 sqft Living Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Lot Area7,831 sqft (0.18 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3241 SILVER RIDGE CT
CityOCEANSIDE
StateCA
Zip92058-7037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B
Legal DescriptionLOT 34 TR 013093
Legal SubdivisionCALIFORNIA BRISAS
Legal Tract013093
Legal Block3
Legal Lot Number34
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3000
Census Tract18601

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3241 SILVER RIDGE CT, OCEANSIDE, CA 92058-7037
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 24, 2009 · Amount on Record
Deed SaleNov 24, 2009 · Amount on Record
Prior SaleAug 29, 2002 · Amount on Record
Deed Document Number2009654524
Prior Transfer DateMar 28, 2003
Prior Transfer Doc0000403832
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3241 SILVER RIDGE CT, OCEANSIDE, CA 92058-7037
Transaction TypeMortgage
Record UpdatedJan 19, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address3241 SILVER RIDGE CT, OCEANSIDE, CA 92058-7037

Mortgage

Document Number0000016647
DateJan 12, 2022
Instrument2022-0016647
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2037

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$487,136 (+2%) Land $247,696 Building $239,440
2025$5,389.00 (+5.19%)$477,586 (+4.04%) Land $242,840 Building $234,746
2023$5,123.00 (+1.53%)$459,043 Land $233,411 Building $225,632
2022$5,046.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 68% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on Silver Ridge Ct

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