3272 Observatory Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3272 Observatory Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,779 sqft · built 1910
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Aug 2021)
Tax Bill	$9,700 (2025)
Deeds & Mortgages	Jul 2021 Sale Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`039-0001-0080-00`

Property Details

APN / Parcel Number

Primary APN	`039-0001-0080-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,779 sqft Living Area
1st Floor Area	986 sqft
2nd Floor Area	881 sqft
Upper Floors Area	793 sqft
Basement Area	986 sqft

Exterior

Year Built	Built 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	6,360 sqft (0.146 acres)
Lot Dimensions	119 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	112 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3272 OBSERVATORY AVE
City	CINCINNATI
State	OH
Zip	45208-2551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3272 OBSERVOTORY AVE 58.05 X 119.78 IRR LOT 26 & PT 25 FRED W COOKS SUB
Legal Subdivision	FRED W COOKS SUB
Legal Lot Number	26
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1010
Census Tract	5100

Owner

3272 Observatory Ave is owned and occupied by an individual who bought it in August 2021.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3272 OBSERVATORY AVE, CINCINNATI, OH 45208-2551
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Warranty Deed, Transfer
Aug 17, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2021 · Amount on File
Deed Sale	Aug 17, 2021 · Amount on File
Prior Sale	Jul 15, 2021
Deed Document Number	0000099494
Deed Book / Page	14482 / 1117
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 15, 2021
Property Address	3272 OBSERVATORY AVE, CINCINNATI, OH 45208-2551
Document Number	0000086351
Book / Page	14459 / 2327
Map Reference	MB 19 PG 1
Instrument Date	Jul 14, 2021
Instrument	2021-0086351
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1950 MB VENSON DR, COLORADO CITY, CO 81019

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 17, 2021
Property Address	3272 OBSERVATORY AVE, CINCINNATI, OH 45208-2551
Document Number	0000099494
Book / Page	14482 / 1117
Map Reference	MB 19 PG 1
Instrument Date	Jul 3, 2021
Instrument	2021-0099494
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	GRANDE TITLE AGENCY LLC, TANDEM TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3272 OBSERVATORY AVE, CINCINNATI, OH 45208-2551

Mortgage

Document Number	0000099495
Date	Aug 17, 2021
Instrument	2021-0099495

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3272 Observatory Ave was $9,700, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,700.00 (+3.08%)	$157,500 (-) Land $84,224 Building $73,276
2024	$9,410.00 (-2.17%)	$157,500 (-) Land $84,224 Building $73,276
2023	$9,619.00 (+9.23%)	$157,500 (+21.77%) Land $84,224 Building $73,276	$450,000 Land $240,640 Building $209,360
2022	$8,806.00 Homeowner's exemption	$129,343 Land $61,506 Building $67,837
2020			$369,550 Land $175,730 Building $193,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3272 Observatory Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3272 Observatory Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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